Someone tweeked important parts of this testimony. Someone edited what was said, both by Jana Tabor and Ron McKinney. Is that just another acceptable part of this stupid game too? I guess we will just have to wait and see. I will be highlighting all the differences.
                                                                1


                  IN THE SUPERIOR COURT OF GWINNETT COUNTY
                              STATE OF GEORGIA


            INSULATED WALL SYSTEMS,  )
            INC.,                    )
                                     )
                      Plaintiff,     )
                                     )  CIVIL ACTION FILE
                  vs.                )
                                     )  NO. 05A06942-9
            RON MCKINNEY,            )
                                     )
                      Defendant.     )




                                    * * *

                         DEPOSITIONOF RON MCKINNEY

                            Thursday, 10:20 a.m.

                                July 27, 2006

                        Location:  Casey & Associates
                             4175 Clairmont Road (next door to 4169 where Hilton Lived)
                           Chamblee, Georgia 30341

                   Reported by Jackie L. Gunther, CCR B906

                                    * * *









                              GUNTHER REPORTING
                         CERTIFIED COURT REPORTING
                           4010 ROSWELL ROAD #8
                            POST OFFICE BOX 240275
                          ATLANTA, GEORGIA 30342
                              (404) 847-9217

                                                               2


         1         I N D E X   T O   E X A M I N A T I O N

         2  EXAMINATION                                     PAGE

         3  Examination by Ms. Tabor  . . . . . . . . . . .    4

         4                          * * *

         5            I N D E X   T O   E X H I B I T S

         6  EXHIBITS            (DESCRIPTION)               PAGE

         7  P-1    (Insulated Wall Systems Business Card)     21

         8  P-2       (Insulated Wall Systems Contract)       25

         9  P-3        (12/20/04 Letter to Mr. Tabor)         40

        10  P-4         (1/3/05 Letter to Mr. Tabor)          52

        11  P-5        (1/14/05 Letter to Mr. Tabor)          53

        12  P-6          (Copy of Business Cards)             68

        13  P-7 (9/12/05 E-Mail to Atlanta Home Technologies) 69

        14  P-8      (9/12/05 E-Mail to Border Magic)         70

        15  P-9    (9/12/05 E-Mail to TCS Construction)       71

        16  P-10      (9/12/05 E-Mail to HardScapes)          72

        17  P-11    (9/12/05 E-Mail to SD&B Services)         72

        18  P-12 (9/12/05 E-Mail to Sequoyah Vinyl Creations) 73

        19  P-13  (9/12/05 E-Mail to Weldon Home Exteriors)   82

        20  P-14             (Quote from Sears)               84

        21  P-15 (Quote from Renovation Premium Vinyl Windows)85

        22  P-16    (Proposal from RJD Exterior Designers)    85

        23  P-17      (Office of Consumer Affairs Letter)     92

        24  P-18         (Better Business Complaint)          93

        25  P-19     (Gooch Consultants Building Report)      96


                              GUNTHER REPORTING
                                                               3


         1       (In compliance with OCGA 9-11-28(d) and 15-14-37
            (a) and (b), the court reporter disclosed that she
         2  was there on behalf of Gunther Reporting.  The court
            reporter further disclosed that she was retained by
         3  Jana B. Tabor, Esq., to take down the proceedings,
            for which the standard and customary rates will be
         4  charged.)

         5                          * * *

         6  APPEARANCES OF COUNSEL

         7  ON BEHALF OF THE PLAINTIFF:

         8       JANA B. TABOR, ESQ.
                 450 Arborshade Trace
         9       Duluth, Georgia 30097
                 (770) 814-8134
        10
                 Also Present: John Tabor (in part)
 
(JOHN TABOR LEFT THE ROOM AT THE BEINNING SO HE COULD THREATEN TO HAVE ROBYN ARRESTED IF SHE DID NOT GET OUT OF THE HOUSE IMMEDIATELY. BARBARA SPEED WITNESSED THIS. HE THEN STOOD IN THE WAY AND WOULD NOT LET HER GET PASSED HIM TO SPEAK TO RON MCKINNEY)
        11

        12  ON BEHALF OF THE DEFENDANT:

        13       Pro Se

        14                          * * *

        15       (It was stipulated and agreed by and between
            counsel for the respective parties and the witness
        16  that the signature of the witness to the deposition
            be reserved.)
        17                          * * *

        18            MS. TABOR:  This will be the deposition of

        19       Ron McKinney.  It's taken pursuant to notice.

        20       It's taken for purposes of discovery and all

        21       other purposes as provided by the Georgia Civil

        22       Practice Act.  Let the record reflect that at

        23       this time I am reserving all objections with the

        24       exception of the form of the question or the

        25       responsiveness of the answer until time of trial


                              GUNTHER REPORTING
                                                               4


         1       or other first use of the deposition.  Let the

         2       record also reflect that Mr. McKinney is acting

         3       as his own attorney and he is pro se in this

         4       proceeding.

         5            If you will swear the witness, please.

         6            MR. MCKINNEY:  Can I read a statement? (WAS SAID AFTER EXAMINATION STARTED. MS. TABOR REPEATEDLY SAID NO WHEN RON TRIED TO STATE FOR THE RECORD HIS OBJECTIONS.)

         7            MS. TABOR:  No.

         8                      RON MCKINNEY,

         9        being first duly sworn, was deposed and

        10        testified as follows:

        11                       EXAMINATION

        12  BY MS. TABOR:

        13       Q    Let me ask you a question: have you ever

        14  given a deposition before?

        15       A    No.

        16       Q    All right.  I just want to tell you a

        17  couple things about how these things work.  First of

        18  all, as you can tell, the court reporter is taking

        19  down every word that we say.  Therefore, it's very

        20  important, first of all, not to talk over one

        21  another.  So if you would, let me finish my question

        22  before you respond; and I will try to do the same for

        23  you.  When you are making a response, I'll try not to

        24  talk over you.

        25            If there is anything that I ask you and you


                              GUNTHER REPORTING
                                                               5


         1  are uncertain about what I'm asking you or I'm not

         2  making myself clear, and that can happen, if you

         3  would, just let me know; and I'll try my best to

         4  rephrase it in a way that you are comfortable with

         5  the question.  Okay?

         6       A    Fair enough.

         7       Q    All right.  Another housekeeping rule is

         8  that it's difficult for her to take down uh-huh and

         9  unh-unh.  So if you could try to remember, and

        10  everybody forgets, if your answer is going to be yes

        11  or no, to use a word like that instead of uh-huh or

        12  unh-unh, which we all do when we are having normal

        13  conversation.  Okay?

        14       A    Uh-huh.

        15       Q    Yes?

        16       A    Yes.

        17       Q    Will you state your full name for the

        18  record, please?

        19       A    Ronald Wayne McKinney.

        20       Q    And, Mr. McKinney, tell me your present

        21  address.

        22       A    4083 Red, as in color, Laurel Way.  That's

        23  in Snellville, Georgia 30039.

        24       Q    And how long have you lived at that

        25  address?


                              GUNTHER REPORTING
                                                               6


         1       A    Since 1987.

         2       Q    Okay.  Who lives there with you at the

         3  present time?

         4       A    My wife and mother.

         5       Q    What is your mother's name?

         6       A    Lois, L-o-i-s, L. McKinney.

         7       Q    And what is your wife's name?

         8       A    Robyn, R-o-b-y-n, McKinney.

         9       Q    And these individuals, did they live there

        10  at the time of the work that was performed by the

        11  Plaintiff which is the subject matter of this case?

        12       A    Yes, ma'am.

        13       Q    Okay.  Did anybody else live there at that

        14  time?

        15       A    No, ma'am.

        16       Q    Okay.  And you said you've lived there

        17  since 1987?

        18       A    That's correct.

        19       Q    Are you originally from the Atlanta area?

        20       A    No.

        21       Q    Where are you originally from?

        22       A    Everywhere.  My father was in the air

        23  force.

        24       Q    Okay.  All right.  How long have you lived

        25  in the Atlanta area?


                              GUNTHER REPORTING
                                                               7


         1       A    Since 1981.

         2       Q    Okay.  All right.  And do you have any

         3  children?

         4       A    I have -- I have three.

         5       Q    Do any of them live in Gwinnett County?

         6       A    I had three.  I'll put it that way.

         7       Q    All right.  Do any of your children live in

         8  Gwinnett County?

         9       A    No.

        10       Q    Do you have any relatives other than your

        11  mother and your wife who live in Gwinnett County?

        12       A    No.

        13       Q    I asked you earlier had you ever given a

        14  deposition before, and you said no; is that correct?

        15       A    That's correct.

        16       Q    Have you ever been involved in any other

        17  lawsuits before?

        18       A    No.

        19       Q    All right.  I believe somewhere I saw that

        20  you are a retired electrical engineer; is that

        21  correct?

        22       A    That's correct.

        23       Q    All right.  Can you tell me a little bit

        24  about your educational background, how far you went

        25  in school and what degrees you've --


                              GUNTHER REPORTING
                                                               8


         1       A    That would be a double E from Auburn

         2  University.

         3       Q    And when did you obtain that degree?

         4       A    1978.

         5       Q    Do you have any other degrees?

         6       A    No.

         7       Q    Are you retired at this time?

         8       A    I'm a full-time caregiver for my mother.

         9       Q    So you do not work outside the home?

        10       A    No, ma'am.

        11       Q    When is the last time that you worked

        12  outside the home?

        13       A    1994.

        14       Q    And your wife, did she work outside the

        15  home either?

        16       A    No.

        17       Q    Do you have any business that you conduct

        18  out of your home?

        19       A    No.

        20       Q    When you say full-time caregiver, that's

        21  for your mother?

        22       A    That's correct.

        23       Q    All right.  Tell me a little about what

        24  kind of work you did historically as an electrical

        25  engineer.  What kind of work did you do?


                              GUNTHER REPORTING
                                                               9


         1       A    I'm a hardware designer.

         2       Q    Just explain to me a little bit about what

         3  that is.

         4       A    Everything that's inside that little box

         5  right there.

         6       Q    You are indicating the computer?

         7       A    That's correct.

         8       Q    Did you work on computers?  Is that the

         9  type of machinery you worked on?

        10       A    Yes, ma'am.

        11       Q    What is the last company that you worked

        12  for?

        13       A    A company called Tel-Data Computer Systems

        14  here in Atlanta.

        15       Q    What was your position there?

        16       A    Chief engineer.

        17       Q    And how long did you work there?

        18       A    Eight years.

        19       Q    All right.  Prior to the work that was

        20  performed on the home by the Plaintiff, have you ever

        21  had any opportunity in the past to be involved in any

        22  sort of construction or rehab on your home?

        23       A    No.

        24       Q    Have you ever had any opportunity to be

        25  involved in any --


                              GUNTHER REPORTING
                                                              10


         1       A    First of all, it's not my home.

         2       Q    Okay.  All right.  Well, why don't you tell

         3  me --

         4       A    It's my residence.

         5       Q    All right.  What's the difference?

         6       A    Well, one, somebody owns it; and the other

         7  one, they don't.

         8       Q    Okay.  Do you own your residence?

         9       A    No.

        10       Q    All right.  Who is the owner of that

        11  residence?

        12       A    It on public record.

        13       Q    Okay.  Well, who is the owner?

        14       A    It's 3-F Foundation.

        15       Q    3-F Foundation, tell me what that is.

        16       A    You'll have to check with them on that.

        17       Q    You don't know who owns your home?

        18       A    As far as inquiring into their business and

        19  who they are and all that stuff, I'm not authorized

        20  to speak about that.  You'll have to talk to them.

        21       Q    Did you ever at any time hold the deed to

        22  your home?

        23       A    No.

        24       Q    All right.  And so that deed has been held

        25  by 3-F Corporation since 1987?


                              GUNTHER REPORTING
                                                              11


         1       A    It's 1997 I believe.  It's public record.

         2  Whatever the record says.  I can't remember.

         3       Q    All right.  But you said you've lived there

         4  since 1987?

         5       A    That's right.

         6       Q    And who owned the home from 1987 to 1997?

         7       A    I'm not real sure.

         8       Q    You are not sure who owns your home?

         9       A    I mean it's not my business.  Okay.

        10       Q    It's not your business to know who owns the

        11  residence you live in?

        12       A    What can I tell you?  I know one thing.  I

        13  know one thing, I don't own it.

        14       Q    You understand you are under oath?

        15       A    I understand I'm under oath, but I also

        16  understand that I don't have to answer questions that

        17  have to do with other people's business.

        18       Q    I'm not asking about other people's

        19  business.

        20       A    Well, actually you are.

        21       Q    I made a simple statement that it was your

        22  home.  You have injected into the record the fact

        23  that it's your residence that belongs to someone

        24  else.  You brought it up, and now I'm only trying to

        25  understand why you are trying to make that


                              GUNTHER REPORTING
                                                              12


         1  distinction.

         2       A    Well, it's not something that I own.  It's

         3  my residence.  That's all I need to say about that.

         4       Q    All right.  How did you first become aware

         5  of a company called Insulated Wall Systems?

         6       A    A postcard.

         7       Q    And where did you get the postcard?

         8       A    Through the mail.

         9       Q    When you got the postcard what, if anything

        10  did you do?

        11       A    If you'll notice on the copy, there's a day

        12  and a time, Thursday at 6:30 I believe it is.  Is

        13  that what it says?

        14       Q    Okay.

        15       A    And I called the number that was on there.

        16       Q    And so I assume you made an appointment?

        17       A    That's correct.  I think I talked to a Mack

        18  Hilton originally, and he said Mr. Tabor here would

        19  call me back.

        20       Q    Okay.  At the time you made that call after

        21  getting that postcard, tell me what kind of work you

        22  were looking to have done.

        23       A    Siding, windows, a deck, and a slab.

        24       Q    Prior to making that phone call to

        25  Insulated Wall Systems, had you talked to anybody


                              GUNTHER REPORTING
                                                              13


         1  else about doing that type of work on your home?

         2       A    Yes, ma'am.

         3       Q    All right.  Had anybody come out and given

         4  you any estimates?

         5       A    Yes, ma'am.

         6       Q    Okay.  All right.  Do you remember the

         7  names of any of those folks who had done that?

         8       A    The individuals?

         9       Q    Or the companies.

        10       A    Home Depot.

        11       Q    Okay.

        12       A    Sears, RJD.  It's called -- well, I guess

        13  it's RJD Siding I guess.  It's out there in Conyers.

        14       Q    All right.

        15       A    And Mr. Tabor.

        16       Q    Okay.  And the other three companies that

        17  you named, was that relatively in the same time

        18  period?

        19       A    Yes, ma'am.  It was within four or five

        20  days.

        21       Q    All right.  And when was this when you got

        22  this?  I should ask you when you got this postcard.

        23  Do you remember what year or what time of year it

        24  was?

        25       A    July 2004.  The contract was signed


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                                                              14


         1  August 23rd.  It was July -- I think the end of July,

         2  somewhere around that.

         3       Q    So the summertime 2004?

         4       A    Yes, ma'am.

         5       Q    All right, sir.  After somebody came out on

         6  behalf of Insulated Wall Systems, did you have

         7  anybody else come out to give you an estimate at that

         8  time?

         9       A    I don't understand the question.

        10       Q    Okay.  You told me you had three companies

        11  that had already visited you to give you an estimate

        12  about some work, and then you called Insulated Wall

        13  Systems and somebody came out.  I'm just asking:

        14  after an Insulated Wall Systems representative came

        15  out, did you have anybody else come out?

        16       A    No, he was the last one, if that's what you

        17  are asking.

        18       Q    Yes, that's what I'm asking.

        19            All right.  So was it Mr. Tabor who came to

        20  see you?

        21       A    Yes, ma'am.

        22       Q    All right.  And that meeting was in your

        23  home?

        24       A    Yes, ma'am.

        25       Q    Your residence I should say.  Okay.


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                                                              15


         1       A    I mean home doesn't imply ownership.

         2       Q    All right.  Who was present when Mr. Tabor

         3  came to see you that first time?

         4       A    Me and Robyn and Mr. Tabor and my mother. (DOOR SOUND, JOHN TABOR ENTERED OR LEFT,  HARASSING ROBYN AGAIN)

         5       Q    Your mom was there too?

         6       A    She wasn't at the table listening.  She's

         7  94-years-old.  She requires constant care; and that's

         8  part of what I object to here, is having to be away

         9  from her during this time.  I'm shocked that you

        10  would not understand that, but apparently civil

        11  procedure trumps civil behavior.

        12       Q    I move to strike the last colloquy from the

        13  record.  It's nonresponsive.

        14       A    I can reserve the right to read this

        15  transcript; is that correct?

        16       Q    Okay.  I'm glad you brought that up.

        17  Mr. McKinney, you do, as any witness.  Let me go

        18  ahead and tell you I cannot advise you legally, but I

        19  can tell you this: that as you can see, the court

        20  reporter takes down every word that is said here.

        21       A    That's correct.

        22       Q    Okay.  You have the opportunity once she

        23  transcribes that into written form to go ahead and

        24  what we call read the document and sign it.

        25       A    I also can make changes on it?


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                                                              16


         1       Q    You cannot change the testimony, but you  (BUT SOMEONE CAN AND DID)

         2  can look at the transcript to assure that she has not

         3  made an error in the way that it was transcribed.

         4       A    Okay.  My understanding is that I can

         5  clarify the answers as well.

         6       Q    If you feel there needs to be a

         7  clarification, you have an addenda; and you can do

         8  that.

         9       A    Okay.

        10       Q    Okay.  And we'll just go ahead and take

        11  care of that.  I'm assuming at this time you're going

        12  to reserve the right to read and sign.  Is that what

        13  you are saying?

        14       A    Yes, ma'am.  In fact, I reserve all my

        15  rights.  I don't waive any objections or anything

        16  else.

        17       Q    All right.

        18       A    And although I'm not even sure which ones

        19  I'm not supposed to waive, but I'll make a blanket

        20  waiver of all objections.

        21       Q    All right.

        22       A    I will make a -- I'll take that back.  I

        23  will not waive any objections whatsoever.

        24       Q    Okay.  At the first meeting you had with

        25  Mr. Tabor, just tell me what you basically remember


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         1  about it, if you remember anything.

         2       A    Well, let me set the stage I guess is

         3  probably the best way.  Robyn, my wife, has worked

         4  for Home Depot for five years.  Not now, but she had.

         5  She was a kitchen designer.  She designs kitchens for

         6  people, high-end kitchens.  She works with

         7  installers.  She knows the business.  She knows the

         8  work, that kind of work.  She was in charge of the

         9  work, and she was also in charge of deciding what she

        10  wanted for the house.

        11            My role in the work is kind of a step-back

        12  role.  In fact, I read an article the other day that

        13  says 60 percent of all married couples, the wife

        14  handles the work.

        15       Q    Okay.

        16       A    So it was most appropriate for her to

        17  handle it so she gets what she wants.  It was also

        18  most appropriate for her to deal with the work,

        19  because she was experienced in dealing with

        20  contractors and dealing with installers and that sort

        21  of thing.  So I let her lead the show.  Basically it

        22  started with, you know, the salesman.  We told him we (ARE GENERALLY SIMILAR)

        23  wanted siding and windows.  I don't think the slab

        24  was mentioned at that point in time, but we did

        25  mention the deck.


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         1       Q    Okay.

         2       A    And he told us, Mr. Tabor, presented us

         3  with a brochure of a Series 60 window.  Argon gas was

         4  the standard.  You know, I can't remember all the

         5  little details.  Argon gas, low heat.  We wanted the

         6  energy star rating, replacement windows, new siding.

         7  He went through the different areas of siding.  Let's

         8  see what else.

         9            Oh, yeah.  We went outside.  We went

        10  through the whole deck and how it was going to be,

        11  you know, where she wanted it, the size and the

        12  stairs, you know, that sort of thing; and that was

        13  pretty much it for that first meeting.

        14       Q    So you think that they didn't really talk

        15  about the slab?

        16       A    No, ma'am.

        17       Q    Okay.

        18       A    The slab was brought up on the second

        19  meeting.

        20       Q    Okay.  Let me ask you this just so --

        21  obviously I wasn't there.  You had a deck on your

        22  house already; is that correct?

        23       A    That's correct.

        24       Q    All right.  It just needed to be replaced?

        25       A    That's correct.  Well, it was more than


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         1  that that was wanted.

         2       Q    I know.  Just that's, that's what I'm

         3  asking.  Let me ask you this: when you got the home

         4  in 1987, was it new?

         5       A    No.

         6       Q    Was that deck that you were looking to

         7  replace, was that on the home in 1987?

         8       A    Yes, ma'am.

         9       Q    All right.  Was there any slab, patio-type

        10  thing out there already?

        11       A    No, ma'am.

        12       Q    All right.  You said at the first meeting

        13  you had a discussion about wanting argon gas and

        14  energy ratings and all.  Had you done any sort of

        15  research, we'll call it, into the type of replacement

        16  windows you wanted prior?

        17       A    That's when we started to research, maybe

        18  about a week prior.  We had looked at the windows

        19  that the other people had brought out.  I went on

        20  line and looked on argon gas.  I looked at low heat (LOW-E)

        21  and energy star rating and how that would improve the

        22  dogs barking.  That was the big thing.  The dogs

        23  barking, soundproofing, energy savings, you know, all

        24  these things.

        25       Q    All right.  At the first meeting you didn't


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                                                              20


         1  reach any agreement about doing the work, did you?

         2       A    No, ma'am.

         3       Q    All right.  At the first meeting was there

         4  any discussion on the part of Mr. Tabor as to cost?

         5       A    I believe there was, if you'll flip the

         6  card right there.

         7       Q    Okay.  Let me go ahead -- I've got several

         8  documents I would like to go through here today; and

         9  just because you have never done this, let me tell

        10  you how this is going to work.  I'm going to have a

        11  copy and you're going to have a copy.  I'm going to

        12  hand a copy to the court reporter and have her mark

        13  it as an exhibit, and then you will have an

        14  opportunity to look at the documents as much as you

        15  want and tell me when you are ready, and then we'll

        16  talk about --

        17       A    Do you have the originals?  I mean I don't

        18  know if these have been altered or not.

        19       Q    Well, let's see.  No, we don't have the

        20  originals, because as you can tell --

        21       A    I've got the originals on that.  Okay.

        22       Q    Okay.  All right.  And if at any time you

        23  see something that you think something is different

        24  about it, please let me know; but I believe most of

        25  these documents came from you.  All right.  Let me go


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                                                              21


         1  ahead and have her mark what I'm going to call

         2  Plaintiff's Exhibit No. 1.

         3                      (Whereupon the document was
                                marked for identification as
         4                      Plaintiff's Exhibit No. 1.)

         5                      (Mr. Tabor is no longer present  
                                at the deposition.)  
(JOHN TABOR WAS THERE ALL DAY GOING IN AND OUT OF THE DEPOSITION ROOM HARASSING ROBYN MCKINNEY EACH TIME, THE DOOR MADE A SOUND ON THE RECORDING EACH TIME HE WENT IN AND OUT)
         6

         7  BY MS. TABOR:

         8       Q    All right.  I'm going to give you an

         9  opportunity to look at that.  When you're ready, tell

        10  me and we'll talk about it.

        11       A    Okay.  Let me say this right up front, that

        12  this has been a combined effort between me and my

        13  wife.

        14       Q    Okay.

        15       A    Okay.  And there are certain aspects she

        16  handled more, more of the pricing, more of the work.

        17  Things that I directly testify to is the only things

        18  that I want to testify to.

        19       Q    Well, exactly.  That's what we want to do.

        20       A    However, I will testify to things that she

        21  told me, not necessarily what somebody else says.  I

        22  understand they call that hearsay or something like

        23  that.

        24       Q    Well, let me just tell you --

        25       A    But I can testify to what she has said too.


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                                                              22


         1       Q    In this proceeding you can testify to what

         2  you know, whatever source you know it from, who told

         3  you, whatever; but you don't have to worry about the

         4  rules of this concerning hearsay.  All right?

         5       A    Okay.

         6       Q    I'm looking for what you know and --

         7       A    That's fair.

         8       Q    -- the emphasis is on you; and to the

         9  extent you feel that there is something about this

        10  project that your wife knows about, please let me

        11  know so that when we have an opportunity to talk to

        12  her, we'll make sure we go over those areas with her.

        13       A    There was another area, and let me just

        14  state this.

        15       Q    Okay.

        16       A    The time frame between June of last year

        17  and November/December time frame where I was out of

        18  it, literally.

        19       Q    Okay.  Well, when we get to that point,

        20  we're going to try to go chronologically.  You can

        21  let me know about that.  All right?

        22       A    Uh-huh (affirmative).

        23       Q    All right.  Now, can you tell us, sir, what

        24  is this document that we have now identified for the

        25  record as Plaintiff's Exhibit No. 1?


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                                                              23


         1       A    This is Mr. Tabor's business card.

         2       Q    All right.  And are there some markings on

         3  that card?

         4       A    Yes, ma'am.  I believe it's his writing.

         5       Q    Okay.

         6       A    The original thing that we did was the

         7  siding, windows, deck, and gutters.  Yes, and that's

         8  the 14 -- whatever adds up to 14,850.  That was the

         9  original price.

        10       Q    All right.  Now, let me ask you this, and

        11  this is really not a major point; but you told me you

        12  didn't talk about the slab the first time.  So do you

        13  think you guys -- and it talks about a slab on this

        14  card.  Do you think you got this card in your first

        15  meeting or the second meeting?

        16       A    My recollection is that the 14,850, and

        17  this list was done on the first or maybe the second

        18  meeting, because I'm pretty sure he didn't give these

        19  prices on the first meeting.

        20       Q    Okay.  Well, let me just tell you this.

        21       A    There were three meetings; and, you know,

        22  the problem with memory is that it all rolled

        23  together and which occurred on which meeting, and,

        24  you know, it's difficult to say.  Either way, he

        25  wrote the initial items which added up to 14,850.


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                                                              24


         1       Q    Okay.  Well, that's fine.  Let me ask you

         2  this.

         3       A    And then at a later meeting the slab and

         4  the 5 x 5 deck was added.

         5       Q    Okay.  Well, let me ask you a question with

         6  regard to this exhibit.  The numbers that you see

         7  beside the individual areas of work, are those the

         8  numbers that you understand came to be attached as a

         9  value with regard to the sales price to that

        10  particular area of work; in other words, the siding

        11  was going to be $7,000.  The windows were going to be

        12  $3900?

        13       A    Yes, ma'am.

        14       Q    Okay.  All right.

        15       A    Yeah.  We had him specifically break it

        16  out.

        17       Q    Okay.  All right.  And as far as you are

        18  concerned, the numbers that are on the card here are

        19  the numbers that add up to 14,850?

        20       A    Well, no.  You need to understand.

        21       Q    That's 14,850, and then you added the slab?

        22       A    Right.

        23       Q    Okay.  So we end up with --

        24       A    The slab and the small deck I believe.

        25       Q    Okay.  That's on the front of the house?


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                                                              25


         1  Is that what that is?

         2       A    Yes.  That's the 5 x 5 deck on the front of

         3  the house.

         4       Q    Okay.  All right.  So ultimately the

         5  price --

         6       A    That was for my mother.

         7       Q    -- was 16,000; is that correct?

         8       A    The original price was $16,850.

         9       Q    Okay.  All right.  Well, probably the best

        10  thing for right now is to go ahead and mark that as

        11  Plaintiff's 2.

        12       A    Do I give you this back?

        13       Q    Yeah, if you will.  We'll make a pile over

        14  here.  That goes to the court reporter.

        15                      (Whereupon the document was
                                marked for identification as
        16                      Plaintiff's Exhibit No. 2.)

        17  BY MS. TABOR:

        18       Q    Are you ready?

        19       A    I'm waiting on you.

        20       Q    Oh, okay.  I'm sorry.  All right.  Let me

        21  ask you what the document you've been handed

        22  identified as Plaintiff's Exhibit 2, can you tell me

        23  what that document is?

        24       A    Do you have the original?  There is

        25  something different about this one.  I can tell you


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                                                              26


         1  that right now.  Oh.  That's it.  It didn't copy.

         2  Okay.  I'm going to hand you this one back and look

         3  at this one.  Insulated Wall Systems, Incorporated,

         4  is gone from it.

         5       Q    Okay.  Other than the fact that the top of

         6  the page --

         7       A    Didn't get copied.

         8       Q    With regard to the body of the document

         9  itself, and maybe what you should do, because I'm not

        10  going to put the original one attached to your

        11  deposition, can you look at this and see if that's a

        12  copy, other than I realize that that has not copied

        13  on the top.  Is that the same document?

        14       A    I'm going to object to it, because I would

        15  have to study everything; and with that gone, I'm not

        16  sure.  I mean it appears to me as if it is.

        17       Q    Okay.  It appears to you.  All right.

        18       A    Okay.  But I will withhold judgment if it

        19  comes back to haunt me.

        20       Q    All right.  So subject to that, what has

        21  been identified as Plaintiff's Exhibit 2, can you

        22  tell me what that document is?

        23       A    Excuse me?

        24       Q    Can you tell me what you've got in front of

        25  you there?


                              GUNTHER REPORTING
                                                              27


         1       A    I believe this is the contract.

         2       Q    That's the contract between Insulated Wall

         3  Systems and you; is that correct?

         4       A    That's correct.

         5       Q    Okay.  And Plaintiff's Exhibit 2, you

         6  signed that document, correct?

         7       A    That is my signature.

         8       Q    Is it fair to say that that document

         9  outlines all of the work that was performed by the

        10  Plaintiff on your residence?

        11       A    I will answer it this way: it outlines that

        12  work which was to be done.

        13       Q    Okay.

        14       A    It does not outline the work that was

        15  actually done.

        16       Q    Okay.  All right.  Let me ask you this: in

        17  your initial conversations with Mr. Tabor, was there

        18  any discussion about who -- well, strike that.

        19            Did Mr. Tabor indicate to you that he

        20  generally was not in the business of building decks?

        21       A    No, ma'am.

        22       Q    Did he ever tell you he was not in the

        23  business of putting in slabs?

        24       A    No, ma'am.

        25       Q    All right.  Were there any discussions with


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         1  Mr. Tabor in those initial meetings about trying to

         2  keep the cost low on those --

         3       A    No, ma'am.

         4       Q    All right.  Let me finish the question --

         5  those two facets of work?

         6       A    No, ma'am.  There was never any discussion

         7  like that.

         8       Q    Okay.

         9       A    He was free to, and they were all given the

        10  freedom, to give me your quote.

        11       Q    Okay.

        12       A    No.  In fact, there was the opposite.

        13  There was a professionalism.  I can do this.  I've

        14  done this for what?  13 years I think at the time.

        15       Q    Okay.  I just want to clarify a point.  The

        16  other folks that had come out to see prior to that,  (I JUST WANT TO CLARIFY)

        17  Home Depot and Sears and I think you said RJD, did

        18  you have discussions with them about the windows too?

        19  Were they looking to put in windows for you?

        20       A    Yes, ma'am.

        21       Q    All right.  And did Mr. Tabor ever show you

        22  a model of the window prior to the work being done?

        23       A    Yes, ma'am.  He initially brought in a

        24  Series 60 window.

        25       Q    Did you have any discussions with him at


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         1  all about the Series 40 window?

         2       A    That was later on.

         3       Q    Okay.  All right.  So let me ask you this:

         4  You said you thought you had three meetings with him

         5  prior to work starting I guess?  I'm trying to

         6  understand.

         7       A    Yeah.  The second meeting I think he came

         8  back to do some measurements and give us the price.

         9       Q    Okay.

        10       A    And that's when we were outside looking at

        11  the various things that were to be done, and that's

        12  when I brought up the slab.

        13       Q    Okay.  And what, if any, discussion do you

        14  recall having with him about the slab?

        15       A    I told him -- well, we both told him.

        16  Robyn and I told him we wanted a slab back here.  We

        17  wanted it this wide and this far out from the house,

        18  and we definitely told him the function.

        19       Q    What was that function?

        20       A    A screen porch with a Jacuzzi on it.

        21       Q    Okay.  Fine.  The third time he came prior

        22  to work, what happened basically at that meeting?

        23       A    Prior to that he called us and told us, or

        24  told Robyn and she came to me and told me, that there

        25  had been some change in the window, that the Series


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         1  40 had been upgraded and was replacing the Series 60;

         2  and that sounded like bait and switch.  I didn't

         3  know, but that's what it sounded like; and then it

         4  was, Well, what do we do with this?

         5            So what we decided was for him to bring a

         6  window.  Let us look at it.  So he brought that

         7  window.  Sure enough, some of the features of the

         8  Series 60 it had; in other words, I think one of them

         9  was the handle, you know, that you lift up on the

        10  window.  On the Series 60 it was down below.  On the

        11  Series 40 brochure that we had, I think it was up

        12  there.  Now, don't quote me on this.  I can't

        13  remember exactly what the feature differences were.

        14       Q    You're talking about like something you

        15  would put your hand up under to lift the window up?

        16       A    Yes, ma'am.

        17       Q    Okay.  So you think he came back and first

        18  he showed you the 60 window; and now he's come back

        19  and he's shown you a 40 model?

        20       A    Well, he said the 40 had been upgraded and

        21  changed.

        22       Q    All right.  And how had the upgrade

        23  changed?

        24       A    In the sense that the 40 was replacing the

        25  60.


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         1       Q    So now --

         2       A    Now the 60 was going to go away.

         3       Q    The 60 was going to go away and the 40 was

         4  going to replace it.  Okay.  You had seen the 60?

         5       A    Yes, ma'am.

         6       Q    And now you are telling me visually you

         7  noticed at least one difference in the 40?

         8       A    Yeah.  My wife was involved with it a lot

         9  more.  So she noticed a few other features.

        10       Q    All right.

        11       A    But what I heard him indicate was that the

        12  internal features had changed and been upgraded to

        13  the Series 60 and they were just going to have two

        14  sets of windows, the 40 and the 80 if I understand

        15  correctly.

        16       Q    All right.  And this is after you had

        17  gotten the quote of 3900 for the windows?

        18       A    Yes, ma'am.

        19       Q    All right.  Was there --

        20       A    Now, wait a minute.  Let's see.

        21       Q    According to the card that's been marked

        22  Plaintiff's Exhibit 1?

        23       A    Okay.  It was 3900.  We actually added a

        24  window, which brought it up -- yeah, there's

        25  something missing here from the original.  Yes.


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         1       Q    All right.  As you can see from what you

         2  produced to me, I don't have this card.  This is all

         3  I have.

         4       A    I'd have to double-check that.

         5       Q    Okay.

         6       A    But what we did is added another window,

         7  the thirteenth window, which brought it up to 4250,

         8  $350 more for that additional window.

         9       Q    So when he came back with the second set of

        10  windows, was there anything special about any -- my

        11  question was really was there going to be any price

        12  change?

        13       A    No.  It was 4250.

        14       Q    Okay.

        15       A    If -- and we asked him this carte blanche, (POINT BLANK)

        16  you know, is this the same window as the Series 60?

        17            Yes, sir, it is.  Yes, ma'am, it is.

        18       Q    All right.  And this third meeting you are

        19  talking about your wife was there too, correct?

        20       A    Yes, ma'am.

        21       Q    All right.

        22       A    There was the meeting that we signed the

        23  contract.

        24       Q    Okay.  That was going to be my next

        25  question.  Other than the presentation of this new


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         1  Series 40 window, was there anything else done?  You

         2  are saying that's the day that he signed the

         3  contract; is that correct?

         4       A    August 23rd is the date on the contract I

         5  believe.  The 23rd of August, yes, ma'am.

         6       Q    And that contract, if you'll look on page

         7  one, I think in the handwritten part you would agree

         8  that it indicates that you are going to get the model

         9  40 vinyl replacement windows; is that correct?

        10       A    Yes, ma'am.  He'd said already though that (WITH THE SETUP)

        11  it would have the same features as the Series 60.

        12  There was no doubt about that.  We were believing him

        13  on what he said.

        14       Q    Okay.  But the contract itself is for the

        15  model 40?

        16       A    I understand that.

        17       Q    All right.  That's all I'm trying to -- I'm

        18  just trying to make sure we are in agreement for

        19  that.

        20            And there's 13 windows indicated that were

        21  installed, correct?

        22       A    Installed incorrectly, but yes.

        23       Q    Okay.  All right.

        24       A    Or to be installed.

        25       Q    Move to strike to the extent it's not


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         1  responsive.

         2            There's 13 windows to be installed?

         3       A    To be installed, that's correct.

         4       Q    All right.  Okay.  Still on page one in the

         5  handwritten part down in the last little paragraph

         6  there it says, All windows white with half screens

         7  and grids on front windows only with low-e glazing

         8  and argon gas.  No work to inside walls on windows

         9  that are being reframed.

        10            Would you agree with me that the contract

        11  specifically states that to the extent there's any

        12  work to be done inside the home with regard to the

        13  installation of these windows, that Insulated Wall

        14  Systems will not be doing that?

        15       A    That's not what we were told.

        16       Q    Okay.  That's not my question.

        17       A    Okay.

        18       Q    My question is: would you agree with me

        19  that the contract itself says no work to inside walls

        20  on windows that are being reframed?

        21       A    In an attempt to be as responsive as I can,

        22  one must understand what we were told would be the

        23  way the inside Sheetrock would look, which was the

        24  smooth edges.  If you are asking me just simply what

        25  the contract says, yes, ma'am.


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         1       Q    That's exactly what I'm asking you.  I'm

         2  asking you what the contract says.

         3       A    Well, I think it's unfair to tell us to --

         4       Q    All right.  I move to strike as being

         5  nonresponsive.  I'm going to ask you one more time,

         6  sir.  Would you agree with me that the contract

         7  states no work to inside walls on windows that are

         8  being reframed?

         9       A    Yes, ma'am.

        10       Q    Okay.

        11       A    But I will lodge an objection to that,

        12  because it doesn't tell the whole story.  There's the

        13  contract, yes, ma'am.  I understand that, but there's

        14  also an agreement.

        15       Q    Sir, would you also agree with me that on

        16  the bottom of page one --

        17       A    Yes, ma'am, there was a verbal agreement.

        18  We are not talking about agreements.  We are talking

        19  about what I was told would happen.

        20       Q    Okay.  Page two of the contract, if you

        21  would, turn there, please.  The first paragraph it

        22  would appear to me to deal with the installation of

        23  the vinyl siding.  Would you agree with me?

        24       A    Install Royal woodland 16, yes, ma'am.

        25       Q    The work that was to be performed?


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         1       A    To be performed, that's correct.

         2       Q    Okay.  The next issue on that page deals

         3  with the gutters, correct?

         4       A    Well, no, ma'am.  There's shutters, vinyl

         5  shutters.  It's the next one down, and then there is

         6  seamless aluminum gutters.

         7       Q    All right.  With regard to the vinyl

         8  siding, would you agree that 16 inch vinyl siding was

         9  installed over one quarter inch foam board?

        10       A    Yes, ma'am.

        11       Q    Would you agree that 5 inch seamless

        12  aluminum gutters and 3 x 4 downspouts were installed

        13  on the home?

        14       A    With both of these questions I would like

        15  for you to define the word install.

        16       Q    It takes on its common and ordinary

        17  meaning, but --

        18       A    Well, generally speaking, ma'am, install

        19  means properly installed, installed according to

        20  industry standards.  You know, obviously someone can

        21  slap it up.  Obviously someone can think about what

        22  they are doing.

        23       Q    All right.  Mr. McKinney, my question is:

        24  there are 5 inch seamless aluminum gutters and 3 x 4

        25  downspouts attached to your home?


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         1       A    After three efforts, yes, ma'am.

         2       Q    Okay.  Going on down it says, Install

         3  Greenguard plastic housewrap over quarter inch foam

         4  insulating taped at seams.

         5            Was Greenguard plastic housewrap attached

         6  to your house?

         7       A    Would you -- I'm going to have to ask you

         8  to read the entire line, because it was not.

         9       Q    Sir, I ask the questions as I see fit.

        10  Now --

        11       A    Well, I object to that question because --

        12       Q    Well, you can object to the question,

        13  but --

        14       A    -- because the housewrap is there.  The

        15  seams are not taped.

        16       Q    Okay.  Well, all right.  That's fine.  But

        17  the housewrap is there?

        18       A    The seams are not taped.

        19       Q    Is there quarter inch foam board there?

        20       A    Yes, ma'am.

        21       Q    Okay.

        22       A    In a lot more places than it's supposed to

        23  be.

        24       Q    Okay.  The next paragraph says, Remove deck

        25  on back of house and dispose of.  Was that done?


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         1       A    Yes, ma'am.

         2       Q    Okay.  Then rebuild new deck, approximate

         3  dimension of 10 foot floor joists and 20 foot wide

         4  with 3 foot x 3 foot platform for stairs -- I hate to

         5  make this a long question, but I guess I'm going to

         6  have to -- dropping halfway to second 3 foot x 3 foot

         7  platform, 2 inch x 2 inch pickets, and 4 inch x 4

         8  inch posts on corners and to steps.

         9            Okay.  Was that construction attached to

        10  your house?

        11       A    Loosely defined, yes, ma'am.

        12       Q    Okay.  The third page, Build wood deck

        13  approximately 5 foot wide by 5 foot deep from front

        14  door with one step and rails.

        15            Was that work attached to your house?

        16       A    No, ma'am, it's not actually attached to

        17  the house.

        18       Q    Okay.  Is it present by the front door?

        19       A    Yes, ma'am.

        20       Q    Okay.  Next it says, Pour slab on back of

        21  house approximately 14 feet deep, away from house,

        22  and approximately 19 feet wide, smooth finish,

        23  customer to remove shrubs first.

        24            Is there a slab now behind your house

        25  approximately 14 feet deep away from the house and


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         1  19 feet wide?

         2       A    And a smooth finish.

         3       Q    I didn't ask that question.

         4       A    Well, I'm not sure how you -- I must object

         5  because reading part of the question doesn't seem to

         6  be fair to me; but, yes, ma'am.  You have seen the

         7  concrete slab.  It's back there, but it definitely

         8  does not have a smooth surface.

         9       Q    Okay.  Now, with regard to the elements of

        10  construction that are supposed to be contained within

        11  this contract, you did not receive two pairs of vinyl

        12  shutters; is that correct?

        13       A    No.

        14       Q    Okay.  And I'm not talking about your

        15  belief as to the quality of work, but as to the

        16  actual items that were supposed to be installed on

        17  your home.  Other than those two pairs of shutters,

        18  what in this contract did you not receive other than

        19  that?

        20       A    Argon gas for the windows.

        21       Q    Okay.  Anything else?

        22       A    Seams taped, smooth finish, and the

        23  shutters.

        24       Q    How long after you signed this contract did

        25  someone come out to start the work?


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         1       A    Let's see.  I think the windows arrived

         2  somewhere at the end of September, the last week in

         3  September.

         4       Q    Okay.  I'm going to mark this document as

         5  Plaintiff's Exhibit 3.

         6                      (Whereupon the document was
                                marked for identification as
         7                      Plaintiff's Exhibit No. 3.)

         8            THE WITNESS:  Now, this original you should

         9       have.

        10  BY MS. TABOR:

        11       Q    Take a look at the copy that I've given

        12  you.

        13       A    It appears as if this is one, but I will

        14  object because it isn't -- I know this isn't the

        15  original, but we can work off this.

        16       Q    Okay.  All right.

        17       A    With my noted objection.

        18       Q    At any time you see any document that you

        19  think does not reflect what you stated, let me know.

        20  All right?  I'm not here to try to trick you.  I'm

        21  just trying to get information.  All right?

        22       A    When your husband tells me to shut up,

        23  ma'am, I tell you, that is a little --

        24       Q    I cannot --

        25       A    -- that's a little bit much.


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         1       Q    I cannot control my husband.

         2       A    I understand that.

         3       Q    Okay.

         4       A    But it is a family affair.

         5       Q    I move to strike as nonresponsive.

         6            Okay.  Mr. McKinney, can you identify for

         7  me and the record what has now been marked as

         8  Plaintiff's Exhibit No. 3?

         9       A    It appears, and I'm not absolutely

        10  convinced, but it appears as if it's the letter I

        11  wrote to Mr. Tabor on December 20th, 2004.

        12       Q    And what prompted you to write this letter?

        13       A    The work was not completed.  The work had

        14  problems.

        15       Q    Would it be fair to say at the time you

        16  wrote the letter you expressed therein all of the

        17  problems that you saw with the work?

        18       A    I'm sorry?

        19       Q    Would it be fair to say that at the time

        20  you wrote this letter on December 20th, or it's dated

        21  December 20, 2004, to Mr. Tabor, that you expressed

        22  in that letter all of the problems as you saw them

        23  with the work?

        24       A    The letter expresses what I knew at the

        25  time.


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         1       Q    Okay.  All right.

         2       A    And I really can't say if it expressed

         3  everything that I knew.  We had just had an emotional

         4  moment there five days earlier.

         5       Q    Okay.  All right.  Well, we'll go back to

         6  that; but let me ask you a question.  In this second

         7  paragraph under the word slab there it says, The slab

         8  has been determined to have been poured on

         9  uncompacted soil by a qualified house inspector.  Who

        10  is that house inspector?

        11       A    Originally the person who came and looked

        12  at it was a friend of ours, and I think you have his

        13  name on our witness list.  James -- well, shoot.  I

        14  can't remember his last name now.  Crisp, James

        15  Crisp.

        16       Q    Crisp, C-r-i --

        17       A    C-r-i-s-p.

        18       Q    And this is a family friend?

        19       A    Yes, ma'am.

        20       Q    All right.  But he's also a home inspector?

        21       A    He's been a builder for 25, 30 years.

        22       Q    Okay.  So he's a builder; he's not an

        23  inspector?

        24       A    Well, he is an inspector now.

        25       Q    Okay.  All right.  Was he an inspector back


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         1  on December 20th, 2004?

         2       A    Yes, ma'am.

         3       Q    All right.  This is probably a good time to

         4  ask you since obviously I was not present at any of

         5  these transactions you had with the Plaintiff.  You

         6  said something had happened five days earlier on.

         7  I'm assuming approximately December 15th.  Can you

         8  tell me what you are referring to?

         9       A    Let's -- could we -- I know you want me to

        10  answer your question, but I think a setup is

        11  appropriate here to go back and look at what I was

        12  told what the contract says about the quality.

        13       Q    No, I want you to tell me what happened

        14  five days earlier.

        15       A    Okay.  Mr. Tabor appeared in my yard with a

        16  cellphone stuck in his ear.  That's what I remember.

        17       Q    Okay.  I'm sorry.  I don't want to

        18  interrupt you, but let me ask you this: five days

        19  earlier had the siding on the house been completed?

        20       A    It was on the house.

        21       Q    Okay.  What about the gutters?  Had they

        22  been put up on the house?

        23       A    I believe they were on the house.

        24       Q    What about the deck?

        25       A    Yes, ma'am.


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         1       Q    All right.  How about the front stoop we'll

         2  call it?

         3       A    Yes, ma'am.

         4       Q    How about the slab?

         5       A    Yes, ma'am.

         6       Q    Okay.  And the windows?

         7       A    Yes, ma'am.

         8       Q    Okay.  All right.  So what happened now?

         9  Go back and tell me.  You see Mr. Tabor in your yard

        10  five days later on December 15.

        11       A    And that was when we were supposed to have

        12  a walk-through --

        13       Q    All right.

        14       A    -- a walk-through to verify that everything

        15  was done according to the contract and per the

        16  contract.

        17       Q    Okay.

        18       A    He told me that -- well, this is earlier.

        19  This is why I wanted to go back, because I need to

        20  give you the proper setup as to why he was there,

        21  that, you know, I didn't have to pay until I'm

        22  satisfied that the work was completed in accordance

        23  with the contract.

        24       Q    Okay.

        25       A    He went on to say that there would be a


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         1  walk-through and that there would be a sign-off sheet

         2  and that we would list all the things that the

         3  contract called for; and if anything was not done, he

         4  would take care of it.  We would then go and look at

         5  the work, and any problems with the work he would

         6  fix.

         7       Q    Okay.

         8       A    Okay.  Fair enough.  We had -- I had asked

         9  Robyn -- we had already determined some things back

        10  in November, the end of November that there were some

        11  problems with, serious problems with the work,

        12  serious problems with both the deck, the slab.  The

        13  windows didn't have argon gas.  We had determined

        14  that.  No shutters obviously, and she had called him

        15  sometime at the end of November and told him that we

        16  had serious problems with the work; and we didn't

        17  hear anything from him for four to five days.  We (45 DAYS)

        18  didn't know what was going on.

        19       Q    Okay.  You just told me she called the end  (HOLD ON)

        20  of November, but --

        21       A    No.  I'm sorry.  The first of November.

        22       Q    Okay.  But he shows up on the 15th?

        23       A    The 15th, yes.  So it was about

        24  November 4th, 5th, somewhere in there.  I can't

        25  remember exactly, but anyway four or five days (45 DAYS)


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         1  passed.  We had no earthly idea what was going on.

         2  He appears.  I go outside and bring him back in, and

         3  he starts talking.  We asked him how he's doing.

         4  What is going on?

         5            And he starts talking about you, to say

         6  that you had had some sort of surgery; and we

         7  expressed our sympathies, you know, we told him we

         8  were real sorry about that; and, you know, would he

         9  like to do the walk-through.  Sure enough.

        10            Okay.  So we all go outside and we point to

        11  the slab and tell him basically what the home

        12  inspector tells me.  This is going to break.  I do

        13  remember him saying he had never heard of compact

        14  soil being -- and then I thought, oh, God.  Then we

        15  went over to the deck.

        16            Now, all this time Robyn is talking to him

        17  and discussing the problems.  I'm standing off.  And

        18  suddenly things got heated, you know, we talked about

        19  we've got this whole side of the deck is supported by

        20  16 nails that are nailed into rotten wood.  It had

        21  already been discussed by Mr. Payne and Mr. Tabor,

        22  that there was going to be support there.  Okay.

        23       Q    Okay.

        24       A    Now, whoever heard of nailing into rotten

        25  wood.  That's not going to hold anything.  He made


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         1  some smart aleck remark about why don't you just

         2  build brick columns or something.  (DOOR NOISE TABOR AGAIN)

         3            Well, sir, I didn't order brick columns.

         4  If I did, I think it would look most inappropriate

         5  here.  What we want is a good, solid deck.  I told

         6  him that I had the money to pay him; and that if we

         7  would fix these two things, which there was a

         8  solution to the slab, which would have required I

         9  think four holes, that we knew about at the time, and

        10  we had come up with a method in which to repair the

        11  deck, or at least that portion of it, not the entire

        12  deck but that portion of it; and he went ballistic.

        13  He said, and I quote -- this is burned in my brain --

        14  I don't have to put up with this bull shit, unquote.

        15       Q    All right.

        16       A    He ran off.  He said I'll see you in court.

        17       Q    Okay.

        18       A    And what in the world is going on here?

        19       Q    At that meeting was there any discussion

        20  about putting a post under the deck to support it?

        21       A    Yes, ma'am.  He wanted to put a post right

        22  in the middle of that and in a storage area that I

        23  had planned.

        24       Q    So he had offered at that time to do

        25  something to rectify your concern?


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         1       A    Well, actually it was not a solution.

         2       Q    I didn't ask that, sir.  I said he offered

         3  to do something --

         4       A    Yes, ma'am.

         5       Q    All right.  Okay.  But you found that

         6  unacceptable?

         7       A    Well, the engineers found that unacceptable

         8  too.

         9       Q    I didn't ask that.  I move to strike.

        10            You found it unacceptable, correct?

        11       A    I didn't think it would work. (DOOR SOUND TABOR AGAIN)

        12       Q    Okay.  All right.  And did it have

        13  something to do with the fact that it would have some

        14  sort -- it would block an area that you used for

        15  storage?

        16       A    The primary problem -- I mean that as a

        17  layman and not a construction engineer -- that was my

        18  problem with it, the real problem is that it won't

        19  work.

        20       Q    All right.  At the time that the slab was

        21  poured did you try yourself to put some sort of drain

        22  in the slab when it was being poured?

        23       A    That was Keith's idea.

        24       Q    You are talking about Mr. Payne?

        25       A    Mr. Payne, yes, ma'am.


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         1       Q    All right.

         2       A    I mean the gutters came right down on the

         3  side of the slab.  What happens is that the water is

         4  going to pour out of the -- what do you call it --

         5  and then go down the side of the slab washing all the

         6  dirt out from under it.

         7       Q    Okay.

         8       A    He had to put it there.

         9       Q    Did he put it there, or did you put it

        10  there?

        11       A    I went and bought the little cap, and I

        12  bought the PVC on his suggestion that it be moved.

        13       Q    But when he came to pour it -- I'm just

        14  trying to understand.  Again, I wasn't there -- were

        15  you physically out there trying to put this drain in,

        16  or was that something Mr. Payne was out there doing?

        17       A    Oh, no.  He was doing all the installation.

        18       Q    Okay.  All right.  Prior to this

        19  walk-through on the 15th we'll call it, did you have

        20  any discussion with Mr. Tabor about the lack of argon

        21  gas?

        22       A    On the 15th?

        23       Q    Prior to that time.

        24       A    Yes.  Me personally?

        25       Q    Yes.


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         1       A    No.

         2       Q    You didn't?

         3       A    No.  My wife did.

         4       Q    Okay.  All right.  I can ask her about

         5  that.

         6            At any time have you had any discussion

         7  with Mr. Tabor about any sort of masonry work being

         8  done around those two windows on the front of the

         9  house that are in the stone?

        10       A    The only thing he told us about the

        11  installation of the windows there was that the stone

        12  might drop off of the screen.  See, when they do the

        13  stone on there it's got the screen behind it, and the

        14  stone is plastered or mortared onto that screen.  He

        15  said that might fall off.

        16       Q    Okay.  But was there really any suggestion

        17  from him that his company or someone that he would

        18  contract with would come and do any sort of repair to

        19  the stone facade?

        20       A    He said that if the stone fell, he could

        21  not repair it; but he did say that the window would

        22  be finished if there were no stones that were broken

        23  off; and Jimmy, the window installer, said he could

        24  fix that.  He could solve that problem in minutes if

        25  he was told to do it, but he didn't.


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         1       Q    Okay.  Other than Mr. Crisp, who had come

         2  out and looked at the slab at the time of this letter

         3  that we've marked as Plaintiff's Exhibit 3?  Had you

         4  had anybody else come out and review the work that

         5  was done by the plaintiff?

         6       A    When?

         7       Q    When you wrote this letter, Plaintiff's

         8  Exhibit 3.  By that time had you --

         9       A    No, ma'am.  This was --

        10       Q    Just Mr. Crisp?

        11       A    Yes, ma'am.

        12       Q    And he only looked at the deck?  I mean --

        13  I'm sorry -- the slab?

        14       A    The slab and the deck.

        15       Q    All right.  So he talked to you --

        16       A    No, I take that back.  No.  I think he

        17  looked some at the window installation too and saw

        18  problems there.  I'm not sure if I mentioned them in

        19  here.  I know we had argon gas.  Yeah.  Yeah, he did,

        20  because I said it here, it's not properly installed.

        21  That was the installer.  Adam was his name.  He put

        22  two screws in that, which we couldn't understand why.

        23       Q    And there is one of the windows --

        24       A    But at that point, no, we had not discussed

        25  any other problems.  The problems in the work is a


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         1  learning experience obviously.

         2                      (Whereupon the document was
                                marked for identification as
         3                      Plaintiff's Exhibit No. 4.)

         4            THE WITNESS:  Once again, I object because

         5       it's not an original; but it does appear as if

         6       it's the letter I wrote to -- is there another

         7       one in here?  No, maybe not.

         8  BY MS. TABOR:

         9       Q    Can you identify subject to your objection

        10  what we've called Plaintiffs 4?

        11       A    Yes, ma'am, it does appear as if this is a

        12  letter that I wrote to Mr. Tabor.

        13       Q    Okay.  And it's dated January 3, 2005?

        14       A    Yes, ma'am.

        15       Q    I'm going to ask you two questions here:

        16  One, between the meeting there on the 15th when he

        17  came out to your house, Mr. Tabor, and the letter

        18  that you sent on the 20th, which -- or is dated the

        19  20th marked 3, did you have any conversations with

        20  Mr. Tabor during that time?

        21       A    No, ma'am.

        22       Q    Okay.  From the time you wrote the letter

        23  on the 20th of December until you wrote the letter on

        24  January 3rd that we have now marked Plaintiff's 4,

        25  did you have any contact with him?


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         1       A    No, ma'am.

         2       Q    Okay.

         3       A    And after December 15th, you know, the ball

         4  was in his court.  I figured I was going to get a

         5  lawsuit here.

         6       Q    Okay.  All right.

         7                      (Whereupon the document was
                                marked for identification as
         8                      Plaintiff's Exhibit No. 5.)

         9            THE WITNESS:  Once again, I lodge an

        10       objection because this is not an original.

        11  BY MS. TABOR:

        12       Q    Mr. McKinney, you can have that standing

        13  objection if you would like, because none of these

        14  are originals.

        15       A    All right.

        16       Q    All right.  Take a moment to look at it and

        17  then can you tell me what the document marked as

        18  Plaintiff's Exhibit 5 is?

        19       A    It's a letter I wrote to Mr. Tabor on

        20  January 14 in response to a letter he sent me on

        21  January 4th, 2005, and it is a compilation of the

        22  three letters that I had planned on writing.

        23       Q    All right.  Paragraph number four says, The

        24  contract is very clear when it states no verbal

        25  agreements recognized.  So any


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         1  agreements/arrangements/deals we have/had outside the

         2  contract cannot be a part of any negotiation.

         3            Is it fair to say that's a sentence that

         4  you wrote?

         5       A    Yes, ma'am.

         6       Q    Okay.  Mr. McKinney, let me ask you: do you

         7  think that you as a citizen has the authority or the

         8  right to enforce building codes?

         9       A    I'm not trying to enforce building codes,

        10  but I am subject to the building codes, or the house

        11  is.

        12       Q    I move to strike as nonresponsive.

        13       A    And anyway, he said they were going to be

        14  built by the code, not me.

        15       Q    I move to strike as nonresponsive.

        16            Paragraph seven says, The siding is

        17  complete and in my opinion rates good?

        18       A    From what I knew at the time, yes.

        19       Q    Paragraph eight, The gutters are complete

        20  and in my opinion rates good.  Is that a fair

        21  statement?  That's what you said?

        22       A    Based on what I knew at the time, yes,

        23  ma'am.

        24       Q    And paragraph nine says, The front deck is

        25  complete and I will accept it as fair.  What's wrong


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         1  with the front deck?  What was wrong with it?  Why is

         2  it fair?

         3       A    It's shoddy work.

         4       Q    Why do you say shoddy?  What about that was

         5  bothering you back on January 14th?

         6       A    Well, the caps were done.

         7       Q    You mean the post caps?

         8       A    Uh-huh (affirmative).  It's almost fallen

         9  off.  I keep having to move it.  My understanding was

        10  it was going to be concrete there.

        11       Q    All right.

        12       A    You've got to put the concrete down there (WHAT ELSE DO YOU DO WITH DECKS)

        13  to hold the thing in place.

        14       Q    All right.  If we refer back to Plaintiff's

        15  Exhibit No. 2, page three, it says, Build wood deck

        16  approximately 5 feet wide x 5 feet deep from front

        17  door with one step and rails.  Is that your

        18  recollection of what the contract provided?

        19       A    Uh-huh (affirmative).

        20       Q    Is that a yes?

        21       A    Yes, ma'am.

        22       Q    All right.  And nowhere in there is there

        23  any mention of concrete; is that true?  Is that a

        24  fair statement?

        25       A    I object to that.  It's like selling a car.


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         1       Q    You can't object to that.  Mr. McKinney,

         2  answer the question.

         3       A    Well, it's leading and it's misleading;

         4  because it's like the contract selling a car and

         5  there are no wheels on it.  Is there anywhere in the

         6  contract where it says wheels?

         7       Q    I move to strike as nonresponsive.

         8            Now, I'll ask you the question again.  Does

         9  the contract itself at any time state that there

        10  would be any concrete associated with the

        11  construction of the --

        12       A    No, ma'am.

        13       Q    All right.

        14       A    Tack on the end, for crying out loud. (LIKE JACK ONEILL SAYS)

        15       Q    I move to strike as nonresponsive.

        16            All right.  Paragraph 10 --

        17       A    Not to mention -- can we --

        18       Q    No, we can't.

        19       A    Okay.

        20       Q    Paragraph 10 says, The back deck is not

        21  complete as it has insufficient support for the

        22  11-and-a-half or over half the length of the deck,

        23  just the first sentence.  My question regarding

        24  paragraph number 10 really resolves around the last

        25  sentence.  We had received a bid for this work that


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         1  comes to $320.

         2            Who gave you a bid for that work?

         3       A    You'll have to talk to my wife about that

         4  one.

         5       Q    Okay.  Did you ever have any discussion

         6  with Mr. Tabor about the concrete slab wherein he

         7  told you the concrete alone for that job cost him a

         8  thousand dollars?

         9       A    No, ma'am.

        10       Q    Did your wife ever tell you she had a

        11  conversation to this?

        12       A    No, ma'am.  That seems to be -- why would

        13  somebody tell me what the materials cost?

        14       Q    Move to strike.  Nonresponsive.

        15            Okay.  Mr. McKinney, you have made

        16  allegations in this lawsuit that at the time

        17  Mr. Tabor had discussions with you about argon gas in

        18  the windows that he full well knew, he knowingly told

        19  you something that was incorrect.  He defrauded you.

        20  He told you those windows had argon gas; and they, in

        21  fact, didn't come with argon gas.  Tell me what facts

        22  you have that support that Mr. Tabor knew at the time

        23  he made those statements about the argon gas, that

        24  when the windows came they would not have argon gas

        25  contrary to what he told you?


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         1       A    You'll have to repeat the question, because

         2  I --

         3       Q    Okay.  All right.  You've made allegations

         4  in the lawsuit --

         5       A    Which allegations?

         6       Q    Well, you know, okay.  Mr. McKinney, you

         7  have stated time and time again that Mr. Tabor

         8  defrauded you when he told you that the windows would

         9  have argon gas; and then when they came, they didn't.

        10  And all I want to know is if that is your position,

        11  that at the time that Mr. Tabor told you those

        12  statements about the windows that he full well knew

        13  they weren't going to have argon gas in them, what

        14  facts support that?  How do you know Mr. Tabor was

        15  lying when he said those windows will have argon gas?

        16       A    He didn't order them.  It says so on the

        17  order sheet.  He has no place for argon gas on the

        18  order sheet.

        19       Q    Okay.  So if he doesn't have a place for

        20  argon gas on the order sheet, that is the only fact

        21  which supports your belief that he was defrauding you

        22  when he said it would come with argon gas?

        23       A    Well, I'll have to think about that for a

        24  while, if that's the only fact I have.  I don't know

        25  for sure if that's the only fact I have.


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         1       Q    Well, at this time the only one you can

         2  think of is there's no place to check on the order

         3  sheet?  Is that not what you just testified to?

         4       A    Yes, ma'am.

         5       Q    Okay.  Can you tell me who, if anyone --

         6  well, strike that.

         7            Has anyone ever told you that the warranty

         8  on those windows as installed is void?

         9       A    You'll have to talk to Robyn about the

        10  warranty issues.

        11       Q    All right.  But my question is: has anyone

        12  ever told you that?

        13       A    I believe.  Yes.  I'm pretty sure that the

        14  rep for -- let me -- let me be careful right here and

        15  make sure I really understand what you are asking.

        16  Has anyone told me that the warranty would be voided?

        17       Q    Due to the way they were installed.

        18       A    No, ma'am.

        19       Q    Okay.  All right.

        20       A    My wife, maybe she could answer.

        21       Q    Okay.  Fair enough.

        22            Paragraph 14 of the letter, referring back

        23  to Plaintiff's Exhibit No. 5, says, The masonry grout

        24  work for the windows in the stonework comes under

        25  the, quote, good work clause of the contract and we


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                                                              60


         1  have a bid of $50.

         2            What do you mean by that statement?

         3            Do you want something to drink?

         4       A    I've got a diet Coke right here.  I would

         5  like to take a break if I could.

         6       Q    Okay.  Well, answer this question; and then

         7  we'll take a 10 minute break.

         8       A    Fair enough.  You'll have to talk to my

         9  wife about bids.

        10       Q    Okay.  All right.  Then it's not true as

        11  you testified earlier that the contract itself did

        12  not provide for any masonry work to be done by

        13  Insulated Wall Systems?

        14       A    Excuse me?

        15       Q    Did you not tell me earlier today that the

        16  contract did not provide that Insulated Wall Systems

        17  would do any masonry work?

        18       A    I don't think it does, does it?

        19       Q    That's what I'm saying.  Would you agree

        20  with me that the contract does not provide for

        21  masonry work?

        22       A    Yes, ma'am.

        23       Q    But in paragraph 14 here you are demanding

        24  that Insulated Wall Systems do something about it, or

        25  you're going to get --


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         1       A    No, ma'am, not masonry work.  This is not

         2  what we're asking for I don't think.  What we are

         3  asking for is that the window be finished off.

         4       Q    Okay.  It says, The masonry grout work for

         5  the windows and the stonework comes under the, quote,

         6  good work, close quote, clause?

         7       A    Because the windows are exposed.  Out in

         8  the wall envelope it's exposed to the atmosphere, to

         9  the environment.

        10       Q    All right.  Paragraph 14 dealing with,

        11  quote, masonry grout work --

        12       A    That's the grout around the window, yes,

        13  ma'am.

        14       Q    All right.  And you testified to me earlier

        15  that the contract with Insulated Wall Systems had

        16  nothing to do with masonry work?  There was no work

        17  in the masonry field to be done by anybody on behalf

        18  of Insulated Wall Systems?

        19       A    It's not in the contract.  That's true.

        20       Q    All right.  Why don't we go ahead and take

        21  our break, and it's about 25 till, so to quarter

        22  till.

        23       A    Quarter till?

        24       Q    Yes.

        25                      (A short break was held.)( John Tabor is there)


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         1  BY MS. TABOR:

         2       Q    All right.  Mr. McKinney, we are back on

         3  the record.  I'm still referring to what we've marked

         4  Plaintiff's Exhibit 5.

         5       A    Okay.

         6       Q    All right.  Referring to paragraph 12, this

         7  paragraph deals with the windows.

         8       A    Okay.

         9       Q    Let me ask you a question with regard to

        10  argon gas, and I'm not asking you for a technical

        11  opinion or anything like that.  I just want your

        12  understanding of what benefit that is in the window.

        13       A    50 percent drop in the sound level that

        14  comes through the window, 25 drop in the energy

        15  saving or 25 percent energy savings over the life of

        16  the windows.

        17       Q    All right.  And since you've quoted some

        18  very specific percentages to me, can you tell me

        19  where you acquired or where you got this information?

        20       A    Well, they are not specific in the terms

        21  that they are technical.  I'm not --

        22       Q    I just want to know how you came to know

        23  those specific things that you are talking about.

        24       A    I went on the Web and found them.

        25       Q    So these are things you got off the


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                                                              63


         1  Internet research?

         2       A    Yes, ma'am.

         3       Q    Prior to installing these windows did you

         4  have the original windows in the home, maybe original

         5  wood windows I guess?

         6       A    No they were aluminum.

         7       Q    They were aluminum?

         8       A    Yes, ma'am.

         9       Q    So what we call storm windows, or were they

        10  just windows that went in a house?

        11       A    We had the windows that came with the house

        12  obviously, and we also had what they call -- we had

        13  energy efficient windows installed by Sears, and I

        14  can't recall when; but it was supposed to mimic the

        15  double pane windows in that you have a magnetic strip

        16  around the inside of the window, and you have another

        17  plexiglass, I guess it's called, pane that goes in

        18  there.

        19       Q    In this system you are talking about, was

        20  that on the interior of the house or the exterior?

        21       A    It was on the interior.

        22       Q    Oh, okay.  All right.  Going back to

        23  something I recalled about the home inspection, the

        24  bottom floor of your home, prior to this work that

        25  the plaintiff did, were you guys using that as living


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                                                              64


         1  space, or was that -- I remember your wife saying

         2  something about this was unfinished space.

         3       A    Yes, ma'am, but that was years ago.

         4       Q    Okay.

         5       A    The garden -- I mean the -- garden, the

         6  garage was that area in which -- well, it's our kind

         7  of what we call a living room I guess.  That was a

         8  garage at one time.

         9       Q    All right.  Okay.  But you already had all

        10  that set up, that living area and the bedroom there

        11  in kind of the back corner of that bottom floor.  Was

        12  all that setup prior to work being done that we are

        13  talking about today?

        14       A    Yes, ma'am.

        15       Q    The reason I'm asking that question, so

        16  you'll know where I'm going, is I want to know if

        17  prior to the installation of these windows that we

        18  are here about today, were you using that bottom

        19  floor as living space?

        20       A    Yes, ma'am.

        21       Q    Okay.  Have you noticed at all -- and I

        22  don't know if you've even kept track of these

        23  things -- since you had these replacement windows

        24  installed any drop in the cost that you are paying I

        25  guess per unit for energy?


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                                                              65


         1       A    My power bill has gone up.

         2       Q    But would you agree that's for reasons

         3  other than the work that the Plaintiff had done?

         4       A    Excuse me?

         5       Q    Okay.  Everyone's power bill has probably

         6  gone up for energy cost reasons.  I'm just trying to

         7  see if you have noticed -- have you noticed any

         8  savings at all in a relative way by having these

         9  windows installed?

        10       A    No, ma'am.

        11       Q    All right.  Mr. McKinney, if I understood

        12  you correctly, you were saying that the benefit of

        13  the argon gas as you knew it was for sound and -- a

        14  sound buffer and energy savings?

        15       A    Yes, ma'am.

        16       Q    That's a fair statement?

        17       A    Yes, ma'am.

        18       Q    Okay.  With regard to the energy savings

        19  have you had anybody calculate what the lack of the

        20  argon gas, what has been the consequence of that as

        21  far as energy savings over the life of the window?

        22       A    No, ma'am.  I have done some calculations

        23  of my own.

        24       Q    All right.

        25       A    But I can't recall the exact numbers.


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         1       Q    Okay.

         2       A    But if you figure it up based on the data

         3  that I have and have studied over the life of the

         4  windows, which my understanding is 20 years, it comes

         5  to a considerable amount.

         6       Q    Are you contending in this lawsuit that if

         7  they had argon gas in them, you would be saving money

         8  on your energy bills?

         9       A    I'm contending that I ordered argon gas in

        10  the widows.

        11       Q    Move to strike.

        12            I'm asking are you contending that an

        13  element of your damage in this lawsuit is that if you

        14  had the argon gas, you would be afforded an energy

        15  savings that you are not getting?

        16       A    I'm not -- I don't believe we have -- let's

        17  see.  What is the word I'm looking for?  I don't

        18  believe we have included that in our damages, no.

        19       Q    So with regard to the windows, the crux of

        20  your complaint is we didn't get what we ordered?

        21       A    That's correct.

        22       Q    Okay.  And just because I want the record

        23  to be clear, were there any screens that you were

        24  missing off of the windows or screens that are

        25  damaged?


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                                                              67


         1       A    There are at least three that are damaged.

         2       Q    Okay.  Are there any that just didn't get

         3  there?

         4       A    I do not know that.  I could not tell you.

         5  I mean I would have to go -- I do not believe that

         6  there are.  I'll put it that way.

         7       Q    All right.  Okay.  So on page three of this

         8  letter, Plaintiff's Exhibit 5 in paragraph 17, at

         9  that time says, The total in dispute at this point

        10  comes to 6570.  Therefore, the most I could sign off

        11  on and pay for is 9430?

        12       A    That's correct.

        13       Q    But given the wording of the contract,

        14  tying low within the lower bounds of the contract --

        15       A    I believe that I am, or was.

        16       Q    Well, let me finish the question.

        17       A    Okay.  I'm sorry.

        18       Q    Because she can't do it all.

        19            -- by refusing to do so; and, therefore, I

        20  will not pay you at this time unless you want to

        21  accept this as payment in full.

        22            All right.  So is it fair to say that on or

        23  about January 14, 2005, you are saying, Look, I'll

        24  pay you 9430 for this job, and that's it?

        25       A    Based on what I knew at the time, yes,


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                                                              68


         1  ma'am.

         2       Q    Okay.  I've just got some documents I just

         3  want to go over so I will have a better

         4  understanding.  These are documents I'll submit to

         5  you that you provided to me in the course of

         6  discovery, and I just want you to let me know so that

         7  I will have a better understanding of what they are.

         8       A    Can I say something?  I may not be able to

         9  speak to them.

        10       Q    Okay.  If you can't, and that's the whole

        11  point here, sir.  If you can't, you let me know.

        12       A    But I can tell you the person who can.

        13       Q    That's right.  That's fair enough.  Okay.

        14  I'm going to mark this as Plaintiff's Exhibit No. 6.

        15                      (Whereupon the document was
                                marked for identification as
        16                      Plaintiff's Exhibit No. 6.)

        17  BY MS. TABOR:

        18       Q    Take a look at that and tell me if you -- I

        19  realize it's got several things on it, but can you

        20  tell me what those are?

        21       A    Ma'am, I cannot speak to this.

        22       Q    All right.  Can you tell me what they are?

        23       A    They are I believe business cards from

        24  people who have come and looked at the work.

        25       Q    All right.  And who would be in a better


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         1  position to speak to those than you are, if you know?

         2       A    Robyn.

         3       Q    Okay.

         4       A    Ms. McKinney.

         5                      (Whereupon the document was
                                marked for identification as
         6                      Plaintiff's Exhibit No. 7.)

         7  BY MS. TABOR:

         8       Q    All right.  I'm going to have marked what

         9  you've been handed -- what I'm going to identify as

        10  Plaintiff's Exhibit 7.  Take a look at that and tell

        11  me, if you know, what that document is.

        12       A    Yes, I believe that's an e-mail to Bill

        13  Lambdin at Atlanta Home Technologies that involves

        14  getting a quote for the window replacement.  It would

        15  be better if my wife speaks to this.

        16       Q    Okay.  Did you ever have any conversations

        17  or dealings with Mr. Lambdin at Atlanta Home

        18  Technologies?

        19       A    No, ma'am.  My wife has taken care of all

        20  of this.

        21       Q    Okay.  Would you agree with me that

        22  Plaintiff's Exhibit 7 indicates on the top that this

        23  e-mail was sent on September 12th, 2005?

        24       A    That's what it says; but, again, this is a

        25  copy; and on e-mails who knows?  I can't, you know, I


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         1  wouldn't vouch for this document at all.  She may or

         2  may not know.  You would have to ask her.

         3       Q    Okay.  All right.  That's fair.

         4                      (Whereupon the document was
                                marked for identification as
         5                      Plaintiff's Exhibit No. 8.)

         6  BY MS. TABOR:

         7       Q    The same question I've asked you with the

         8  two prior documents.

         9       A    The same answer, if you want me to repeat

        10  the answer.

        11       Q    All right.  Plaintiff's Exhibit 8 --

        12       A    Yes.

        13       Q    -- appears to be correspondence --

        14       A    Now, let me say this: these are 9/12.  I

        15  was down on my -- I was in sciatica pain like you

        16  have never seen.

        17       Q    All right.  Okay.  All right.  But for the

        18  record we are going to make this clear on the record.

        19  All right.  Have you ever seen Plaintiff's Exhibit

        20  No. 8 prior to right now?

        21       A    I believe so.

        22       Q    Okay.  Can you tell me what your

        23  understanding of that document is?

        24       A    I believe -- now, this is a belief.  This

        25  is not a --


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         1       Q    I'm only asking for your understanding.

         2  That's all.

         3       A    That's a -- it looks like a -- it looks

         4  like a quote for the slab.  The slab, yes.

         5       Q    All right.  On page one of Plaintiff's

         6  Exhibit No. 8 it appears that this is directed to a

         7  person named Rick Lorenz at Border Magic.  My

         8  question to you, sir, is: have you ever had any

         9  conversations or any other dealings with Rick Lorenz

        10  at Border Magic?

        11       A    No, ma'am.

        12       Q    All right.

        13       A    Once again, my wife handled that.

        14       Q    Okay.  All right.  Fair enough.  Thank you,

        15  sir.

        16                      (Whereupon the document was
                                marked for identification as
        17                      Plaintiff's Exhibit No. 9.)

        18  BY MS. TABOR:

        19       Q    All right.  I hand you what has been marked

        20  Plaintiff's 9.

        21       A    Okay.

        22       Q    Okay.  Plaintiff's 9 appears to be a

        23  transmittal to James Ferguson at TCS Construction

        24  Services, Inc.  My question is: have you ever had any

        25  conversations or any other contact with Mr. Ferguson


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         1  at TCS Construction Services, Inc.?

         2       A    Once again, my wife handled the work.

         3       Q    So the answer is, no, you have not had any?

         4       A    No.

         5       Q    All right.

         6                      (Whereupon the document was
                                marked for identification as
         7                      Plaintiff's Exhibit No. 10.)

         8  BY MS. TABOR:

         9       Q    If you would, take a look at what has now

        10  been identified and marked as Plaintiff's Exhibit 10.

        11       A    Yes, ma'am.  Yes, ma'am.

        12       Q    Okay.  It appears to be a transmittal to

        13  Bryan Beaty, I guess, of HardScapes.  Let me ask you

        14  the same question I asked you before.  Have you ever

        15  had any conversations or any other contact with

        16  Mr. Beaty at HardScapes?

        17       A    No, ma'am.

        18       Q    All right.  And if you have not, who would

        19  be the person most suited to discuss this document?

        20       A    My wife.

        21       Q    All right.  Thank you, sir.

        22                      (Whereupon the document was
                                marked for identification as
        23                      Plaintiff's Exhibit No. 11.)

        24  BY MS. TABOR:

        25       Q    All right.  If you will, look at what has


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         1  been marked Plaintiff's Exhibit No. 11.

         2       A    Okay.

         3       Q    Okay.  Let me ask you first, sir: have you

         4  ever seen this document prior to today?

         5       A    I think I have looked through it, yes,

         6  ma'am.

         7       Q    Okay.  On the first page it appears to be

         8  correspondence to Dan Bishop of SD & B Services.

         9       A    Yes, ma'am.

        10       Q    My question is: have you ever had any

        11  correspondence or conversation or any other contact

        12  with Mr. Bishop at SD & B Services?

        13       A    No, ma'am.

        14       Q    All right.  Who would be the person most --

        15       A    My wife.

        16       Q    There you go.  All right.  Thank you, sir.

        17                      (Whereupon the document was
                                marked for identification as
        18                      Plaintiff's Exhibit No. 12.)

        19

        20            THE WITNESS:  Okay.

        21  BY MS. TABOR:

        22       Q    Okay.  I think we are up to No. 12.  After

        23  Jackie marks it, if you will just take a look at it.

        24       A    Okay.

        25       Q    Okay.  This seems to be correspondence to


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         1  Mr. Thomas Vaughn at Sequoyah Vinyl Creations, Inc.

         2  The first question is: have you ever seen this

         3  document before?

         4       A    I believe that I have.

         5       Q    All right.  Did you, in fact, send this to

         6  Mr. Vaughn?

         7       A    Not personally, no.  It was sent on my

         8  behalf.

         9       Q    And who sent the document on your behalf?

        10       A    Robyn.

        11       Q    All right.  Did you get a quote from

        12  Sequoyah Vinyl Creations, Inc., in response to your

        13  request?

        14       A    Yes.

        15       Q    All right.  And have you provided that to

        16  us?

        17       A    I would have to check on the list of things

        18  that we have done.

        19       Q    If I submit to you that I do not have a

        20  copy of Sequoyah's quote and ask you if you would

        21  please provide that to me, you know, on a piece of

        22  paper?

        23       A    I can write on the back.

        24       Q    Okay.  And my understanding is that

        25  Sequoyah has now been back out to your house since


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         1  the home inspection; is that correct?

         2       A    Yes, ma'am.

         3       Q    Go ahead and write down whatever you want

         4  to.  Then I'll ask you a question.

         5       A    You want me to provide the quote from

         6  Sequoyah?

         7       Q    Yes, sir.

         8       A    Okay.

         9       Q    All right.  Now, to jump ahead just a

        10  little bit since we are on the subject of Sequoyah,

        11  apparently they have come out to your house since the

        12  inspection that we had on the 5th and done some work

        13  to the home, correct?

        14       A    No, ma'am.

        15       Q    All right.  Tell me: but they did come out

        16  and remove some siding from the house?

        17       A    We wanted to know what was under the

        18  siding.

        19       Q    Okay.  Just can you tell me what they did

        20  that day?

        21       A    What they did is removed the siding

        22  underneath the window that's above the slab.

        23       Q    Okay.  The window on the first floor?

        24       A    Yes, ma'am.

        25       Q    All right.  All right.  Did they remove it


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         1  from any other portion of the home?

         2       A    No, ma'am.

         3       Q    And I know that you sent me via e-mail a

         4  couple of photographs in that area that you

         5  photographed for me below that window?

         6       A    Yes, ma'am.

         7       Q    Okay.  Since I don't have your quote from

         8  Sequoyah, I'm just going to have to kind of ask you

         9  some questions.  I'm kind of in the dark here.  What

        10  have you secured a quote from Sequoyah to do?

        11       A    Replace the siding and windows.

        12       Q    And was the exercise that you went through

        13  the other day that we've just been talking about, was

        14  that part of the effort to do that?

        15       A    No, ma'am.

        16       Q    Okay.  What was the purpose of doing that

        17  the other day?

        18       A    Part of siding is the way I understand it

        19  from reading the installation manuals, you know, it's

        20  kind of like -- gee, I don't know what I would

        21  describe it to; but it's more, you know, when you

        22  look at a house that's got new siding on it, it can

        23  look good; but the devil is always in the details of

        24  what's underneath, and what we were concerned about

        25  was what is underneath.


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         1       Q    Okay.

         2       A    Okay.  And we were told that wood would be

         3  replaced with wood, rotten wood for example.  We were

         4  told that when that window was going to be replaced,

         5  that, you know, the proper -- well, that window

         6  wasn't replaced.  That was a new installation.  So

         7  what the window has to have is a proper header on the

         8  top and the bottom.

         9            Now, as -- well, obviously I cannot testify

        10  to those.  I'm just trying to make a decision as to

        11  without those headers, you've got all that weight

        12  from the house on the window.  Okay.  What we wanted

        13  to determine or what I wanted to know is whether or

        14  not there was a proper header there that's going to

        15  support that whole part of the house; and also what

        16  was done underneath the window, because I couldn't

        17  remember, and as it turns out, all that wood was

        18  taken off and just replaced with five layers of foam

        19  board.

        20       Q    All right.  Let me break down a couple of

        21  things.  As far as the header above the window, is

        22  there a header there?

        23       A    It's not done properly.

        24       Q    Okay.  Is there a header there?

        25       A    No, ma'am.


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         1       Q    There is no wood above the window?

         2       A    Well, there's a difference between a header

         3  and wood.

         4       Q    Okay.  Tell me what's there since I wasn't

         5  there, that's your understanding.  Again, this is not

         6  a technical -- I'm not asking you for that.  I'm just

         7  asking what you know.

         8       A    There's a piece of wood there, but it is

         9  not tied on the ends as far as I can understand to

        10  the 2 x 4 supports, and that's the problem.

        11       Q    Okay.  Now let me ask you a question about

        12  the second part of what you said about the five

        13  layers.  Your house prior to this work that was done

        14  that we're here about today had a composite siding on

        15  it; is that correct?

        16       A    No, ma'am.

        17       Q    Did it have cedar wood?

        18       A    Yes, ma'am.

        19       Q    Okay.  So my understanding is that was

        20  removed from the home?

        21       A    No, ma'am.

        22       Q    It was not removed?

        23       A    No.

        24       Q    Were any portions of that cedar removed?

        25       A    As it turns out, yes, ma'am.


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         1       Q    Okay.  All right.  And so with regard to

         2  this area that you have now had exposed, just tell me

         3  a little bit more about what you are talking about.

         4  You said as it turns out all that's under there is

         5  five layers.  I'm just trying to understand.

         6       A    Yeah.  Well, you've seen the picture.

         7  What's underneath the window from the window bottom

         8  all the way to the bottom of the house, I guess you

         9  would call it, is no wood.  It's just five layers;<