IN THE SUPERIOR COURT OF GWINNETT COUNTY
                        
                STATE OF GEORGIA
                        

INSULATED WALL SYSTEMS, INC.,)
                             )            
             Plaintiff,      )
                             ) CIVIL ACTION FILE
      vs.                    ) NO:  05A-06942-9
                             )
RON MCKINNEY,                )
                             )
             Defendant.      )


                        
                     - - -


         Deposition of JOHN TABOR,

taken on behalf of the Defendant, pursuant to the

stipulations, agreed to herein, before

Meredith B. Cohen, Certified Court Reporter and

Notary Public at 3025 Bethany Church Road,

Snellville, Georgia, on the 6th day of February,

2007, commencing at 10:03 a.m.







             RAJANI REPORTING, INC.
           CERTIFIED COURT REPORTERS
             1119 BRASELTON HIGHWAY
          LAWRENCEVILLE, GEORGIA 30043
                 (770) 822-9888



    


                                                                      2

 1                     I N D E X

 2  EXAMINATION                                 PAGE

 3  By Mr. McKinney..............................6

 4  By Ms. Tabor.................................147

 5  

 6  

 7                  E X H I B I T S

 8  EXHIBIT NO.       DESCRIPTION            PAGE

 9     1              Notice to take        15
                      Deposition of
10                    Plaintiff
    
11     2              Postcard               15, 16,  
                                             33, 35,                
12                                           50, 51
    
13     3              Business Card          16
    
14     4              Contract               16, 33,                
                                         35, 50,    
15                                       56, 67,        
                                             72, 114                                    
16  
       5              Gwinnett County        17, 55
17                    Construction Code
    
18     5A             Gwinnett County        18, 55
                      Construction Code
19                    Original Document
    
20
       6              IRC - International    17
21                    Residential Code
    
22     6A             IRC - International    18
                      Residential Code
23                    Original Document
    
24     7              Gwinnett County Deck   18, 88,
                      Additions              91
25  


                                                                      3

 1                E X H I B I T S (Continued)

 2  EXHIBIT NO.       DESCRIPTION            PAGE

 3     8              Gwinnett County        19
                      Home Addition
 4                    Monolithic Slab
    
 5     9              VSI - Vinyl Siding     19, 126
                      Installation Manual    127, 143
 6    
       10             GreenGuard Housewrap   19
 7                    Production Guide &
                      Installation
 8  
       11             GreenGuard Fanfold     20, 137
 9                    Installation Guide
    
10     12             Insulated Wall         20, 117,
                      Systems Window Order  
11                    Form
    
12     13             Three Letters to       20
                      Plaintiff from
13                    Defendant
    
14     14             Plaintiff's Letter to  22
                      Defendant
15  
       15             Copy of Lien           22
16  
       16             Complaint              22
17  
       17             Grover Contract and    22
18                    Lien
    
19     18             Beniger Contract and   23
                      Lien and Letter
20  
       19             Gooch Building         23, 78,
21                    Consultants            79, 80,
                      Inspection Report -    87, 88,
22                    Gooch                  98, 114
    
23     20             House Smart Home       25, 78,
                      Inspection Report -    79, 86,                            
24                    Cook                   87, 114
   
25    
   

                                                                      4

 1               E X H I B I T S (Continued)
    
 2  EXHIBIT NO.       DESCRIPTION            PAGE
    
 3     21             Champia ASHI           25, 93
                      Inspection Report -    114
 4                    Berlyoung
    
 5     22             ASHI Standards of      26
                      Practice and Code      
 6                    of Ethics
    
 7     23             Atrium Letter -        27, 117,  
                      Chris Reilly           119
 8  
       24             Sequoyah Statement -   28
 9                    Vaungh            
    
10     25             Hardscapes Slab Redo   29
                      Quote - Beaty
11  
       26             Decks by Jeff -        30
12                    Pettigrew
    
13     27             Collection of          30, 84,  
                      32 pages of            87, 99,
14                    photographs            111,          
                                             131,
15                                           145                  
   
16     28             Series 60 Window       30, 31,
                      Brochure (Back Page)   120
17  
       28A            Series 60 Window       31, 120
18                    Brochure - Original    
                      Document
19  
       29             Physical Injury        31
20                    Medical Expense Summary
    
21     30             Series 40 Window       32, 33,
                      Brochure -             34, 120
22                    (Back Page)
    
23     30A            Series 40 Window       33, 34,
                      Brochure - Original    120
24                    Document
    
25  
    

                                                                      5

 1               E X H I B I T S (Continued)
                      
 2  EXHIBIT NO.       DESCRIPTION            PAGE
    
 3     31             Ted Lansing Delivery    32
                      Slip
 4  
       32             Series 40 & 60 Window   32
 5                    Warranty
    
 6  
    
 7  
    
 8  
    
 9  
    
10  
    
11  
    
12  
    
13  
    
14  
    
15  
    
16  
    
17
    
18
    
19
    
20
    
21
    
22
    
23
    
24
    
25
    

                                                                      6

 1  APPEARANCES OF COUNSEL:

 2  On behalf of the Plaintiff:

 3                       JANA B. TABOR, Esquire
                         450 Arborshade Trace
 4                       Duluth, Georgia 30097
                         (770) 814-8134  
 5  
    On behalf of the Defendant:
 6  
                         RON MCKINNEY (pro se)
 7                       4083 Red Laurel Way
                         Snellville, Georgia 30039
 8                       (770) 972-2576                    
   
 9  Also Present:
    
10                       Robyn McKinney
    
11  
    
12  
    
13  
    
14  
    
15  
    
16  
    
17  
    
18  
    
19              

20          

21              

22              

23              

24              

25                  


                                                                      7

 1           MR. MCKINNEY:  This is the deposition of

 2      plaintiff, Insulated Wall Systems, a Georgia

 3      corporation.  It is taken pursuant to

 4      notice.  It is being taken for the purpose of

 5      discovery and all others purposes provided by

 6      the Civil Practice Act.  

 7           Today's date is February 6, 2007, and it

 8      is approximately 11 minutes past 10.

 9          Let the record reflect that present at
   
10      the deposition is the Defendant, Ron
   
11      McKinney, who is acting pro se.
    
12          Also present is Mr. Tabor, plaintiff's        

13      apparent designated representative for    

14      discovery, and Jana B. Tabor, counsel for    

15      plaintiff; and Meredith Cohen, the Certified    

16      Court Reporter.  

17           Also in the room is Robyn McKinney, wife

18      of the defendant.

19           Let the record also reflect that at this

20      time I am reserving all objections except as

21      to the form of the question and

22      responsiveness of the answer until first use

23      of the deposition.

24           MS. TABOR:  That's fine.

25  ///


                                                                      8

 1                    JOHN TABOR,

 2  was called as a witness, having been first duly
   
 3  sworn, was examined and testified as follows:
    
 4                    EXAMINATION
    
 5  BY MR. MCKINNEY:

 6      Q    Have you ever a given a deposition

 7  before?

 8      A    Yes, I have.

 9      Q    Could you tell me when and what case?

10      A    The year I am guessing was either 1999

11  or 2000.  The location was at the lawyer's office

12  for the defendant.  I can't tell you the address

13  or the attorney's name or what part of town.  I

14  have no recollection as to that.

15      Q    The case?

16      A    The case was, defendant's name was

17  Grover, Larry Grover, to the best of my

18  recollection.

19      Q    So you know how these things work?

20      A    I have been to one, if that answers your

21  question, I believe.

22      Q    I will lay the ground rules as best as I

23  understand them, because this is my first time

24  giving a deposition, or taking a deposition.  

25           I will try not to talk over you.  I will


                                                                      9

 1  try not to get into an argument with you.  If you

 2  don't understand the question, just state so and

 3  I will try to rephrase it in a way that is more

 4  understandable.

 5           The other ground rule is, answer yes or

 6  no instead of uh-huh or un-huh; and like I said,

 7  again, let's not argue.

 8           Would you state your full name for the

 9  record, please.  

10      A    John Joseph Tabor.

11      Q    Where do you reside?

12      A    450 Arbor Shade Trace, Duluth, 30097.

13      Q    Who lives there with you?

14      A    My wife and my son.

15      Q    And is Ms. Tabor your wife?

16      A    Yes, she is.

17      Q    And she is also your attorney, is that

18  correct, or attorney for plaintiff?

19      A    That's correct.

20      Q    Do you own any property in Gwinnett

21  County?

22           MS. TABOR:  Let me stop you right

23      there.  The purpose of this deposition is to

24      depose the plaintiff.  In your notice of

25      deposition, you have indicated several areas


                                                                      10

 1      to which you would like to depose the

 2      plaintiff.  

 3           You are not to depose Mr. Tabor as an

 4      individual.  If you would like to ask him

 5      questions with regard to the areas you have

 6      indicated, that is fine.  To the extent you

 7      are going to ask him personal related

 8      questions, I will instruct him not to answer.

 9           MR. MCKINNEY:  My understanding is, you

10      can only object to questions that go to

11      privilege, and I am free to ask him whatever

12      I want.  However, I don't want to get into

13      his personal life either.

14           MS. TABOR:  Okay.  Well, then, let's

15      move on.

16           MR. MCKINNEY:  That question has

17      something to do with this case.

18  BY MR. MCKINNEY:

19      Q    Please state your academic education,

20  beginning with high school.  

21      A    I went to high school, Druid Hills High

22  School here in Atlanta.  I graduated in 1981.  

23  From that point I went to Georgia State

24  University in downtown Atlanta.

25           After I received my undergraduate degree


                                                                      11

 1  there, I took some time off, a year or so, and

 2  then I went to Georgia State law school.  I have

 3  a jurist doctorate degree from Georgia State

 4  School of Law.

 5      Q    What was your undergraduate degree?

 6      A    Business administration and criminal

 7  justice.

 8      Q    And you do have a JD, jurist doctorate?

 9      A    That is correct.

10      Q    Are you a member of the Bar?

11      A    No.

12      Q    In any state?

13      A    No.

14      Q    Have you ever been a member of the Bar?

15      A    No.

16      Q    State your position with the

17  corporation.

18      A    I am the president of the corporation.

19      Q    When were the incorporation papers filed

20  for plaintiff?

21      A    When?

22      Q    Yes.

23      A    To the best of my recollection, I

24  believe the incorporation was done in 1989, maybe

25  1990, sometime around there.


                                                                      12

 1      Q    State the name and title of the officers

 2  of the corporation.

 3      A    I am the president, and the only other

 4  officer of the corporation is Robert Tabor, who

 5  is the secretary and the vice president.  I am

 6  treasurer and president.

 7      Q    You said you were treasurer, is that

 8  what you said?

 9      A    Yes.

10      Q    Robert Tabor, is he related to you?

11      A    Yes.

12      Q    Those are the only officers?

13      A    That's correct.

14      Q    How many employees does Insulated Wall

15  Systems have?

16      A    None.

17      Q    Would you consider yourself an employee?

18      A    Yes.

19      Q    So it has one?

20      A    Well, yeah, it has one.

21      Q    But you wouldn't consider Robert Tabor

22  an employee?

23      A    No.

24      Q    Now when I called you the first time,

25  there was a person by the name of Mack Hilton


                                                                      13

 1  there, he wasn't an employee at the time?

 2      A    No.

 3      Q    Is this the same Mack that came out and

 4  worked on defendant's residence?

 5      A    No.

 6      Q    All right.  Have you been fully prepared

 7  by your attorney and corporation to give binding

 8  answers --

 9           MS. TABOR:  Object to the question to

10      the extent it requires the deponent to answer

11      with regard to any statements he may have

12      made to counsel.

13           Subject to that objection, if you can

14      answer that question without revealing any

15      information, you can do that.

16           THE WITNESS:  Repeat the question.

17  BY MR. MCKINNEY:

18      Q    Have you been fully prepared --

19           MS. TABOR:  I will object to the fact

20      that is a vague question.

21  BY MR. MCKINNEY:

22      Q    -- to give binding answers --

23      A    I don't understand what you are talking

24  about.

25      Q    Let's move on.  


                                                                      14

 1           At this time I will introduce the

 2  exhibits.  They have been pre-marked by

 3  Ms. Cohen.  All of these I supplied except for

 4  one.  I think we will determine that as we go

 5  through.  

 6           Your objections will be noted for each

 7  one, and we will continue on as if they were

 8  admissible.

 9           I will reserve my right -- I will let

10  the judge be the decider of what is admissible

11  and -- here's a list and they have been marked.  

12                    (Exhibits 1 through 32 were marked        

13                    for identification.)

14           MS. TABOR:  Mr. McKinney, to the extent

15  that you present exhibits at the deposition has

16  nothing to do with whether or not they are

17  admissible in a court of law, it is whether or

18  not this deponent recognizes them, and this is

19  not an admissibility issue.

20  BY MR. MCKINNEY:  

21      Q    We will go through each one.

22           MS. TABOR:  He can testify as to his

23      knowledge.

24  BY MR. MCKINNEY:

25      Q    Let's go through them first and see if


                                                                      15

 1  we can identify them.  

 2           MS. TABOR:  Do you want to start with

 3      No. 1?  

 4  BY MR. MCKINNEY:

 5      Q    Number 1 is the notice to take

 6  deposition of plaintiff.  Do you agree that that

 7  is what Exhibit No. 1 is?

 8      A    That is what it states.

 9      Q    Exhibit No. 2 --

10           MS. TABOR:  Hold on.  Do you have any

11      questions with regard to Exhibit No. 1?

12  BY MR. MCKINNEY:  

13      Q   I will introduce the exhibits and we will

14  just identify them.  

15          As I go through this deposition, we will

16  call them up and ask questions.

17          MS. TABOR:  All right.

18          MR. MCKINNEY:  We can get off on tangents

19  four ways to Sunday if I do it any other way.

20  BY MR. MCKINNEY:

21      Q    Exhibit No. 2, Defendant's Exhibit No. 2

22  is identified as a postcard that was sent by

23  Insulated Wall Systems; is that correct?  Does

24  that look like the postcard?  

25           MS. TABOR:  Let's go off the record.


                                                                      16

 1                   (Off the record.)

 2  BY MR. MCKINNEY:

 3      Q    Would you please identify Exhibit No. 2,

 4  if you can.  

 5      A    It appears to be a postcard that was

 6  used to solicit business that was sent by Mack

 7  Hilton.

 8      Q    Is that your handwriting?

 9           MS. TABOR:  With regard to what?

10           MR. MCKINNEY:  On that postcard.  

11           THE WITNESS:  There is lots of

12      handwriting on here.

13           MS. TABOR:  On page 2?

14           MR. MCKINNEY:  On both pages.  Well,

15      principally, second page.

16           THE WITNESS:  That appears to be my

17      handwriting.

18           MS. TABOR:  Yes.

19           THE WITNESS:  Yes.

20  BY MR. MCKINNEY:

21      Q    Let's move on to Exhibit 3.  Would you

22  please identify that if you can.  

23      A    That is one of my business cards with

24  some writing on it.

25      Q    Exhibit 4 consists of three pages.  


                                                                      17

 1      A    That appears to be the work contract for

 2  the work that was done on your home.

 3      Q    On the defendant's house?

 4      A    Correct.

 5      Q    Exhibit No. 5.  

 6      A    It says, Gwinnett County Construction

 7  Code.

 8      Q    Exhibit No. 6?

 9      A    It says, International Residential Code,

10  on page 1, for One and Two Family Dwellings,

11  dated 2006, from the International Code Council;

12  and the next page says it is the Georgia State

13  Amendments to the International Residential Code

14  For One and Two Family Dwellings, 2006 Edition.

15      Q    As a matter of record, the full versions

16  are sitting right there.

17           Exhibit No. 7?

18           MS. TABOR:  Okay, Mr. McKinney, to the

19      extent that in Exhibit 6 you presented two

20      pages to the deponent and asked the deponent

21      to identify those pages, that is all he has

22      identified.

23           MR. MCKINNEY:  That is correct.  But it

24      is what they represent.

25           MS. TABOR:  To the extent we are not


                                                                      18

 1      talking about representations here, sir, you

 2      have asked a deponent to identify a

 3      document.  

 4           If there is something else you want him

 5      to identify, you need to present it to the

 6      deponent, not put it in the corner of the

 7      room and say let the record reflect.  If you

 8      want to talk about it, you need to present

 9      it.

10           MR. MCKINNEY:  We have marked 5A.  

11      Please mark this as Exhibit 6A.

12               (Exhibits 5A and 6A were marked for

13               identification.)

14  BY MR. MCKINNEY:

15      Q    Exhibit No. 7, would you please identify

16  that document.  Just read what it says.

17      A    Gwinnett County Department of Planning

18  and Development.  Deck additions to a home,

19  building permit requirements.

20      Q    Page 2 does there appear to be --

21      A    It appears to be an architectural

22  drawing of a portion of a deck.

23      Q    Page 3, what does that appear to be?

24      A    More writing and another diagram of a

25  staircase.


                                                                      19

 1      Q    Exhibit No. 8?

 2      A    Exhibit No. 8 is apparently another

 3  document from the Gwinnett County Department of

 4  Planning and Development and the heading on this

 5  page is, Building Addition to a Home Building

 6  Permit Requirements, revised April, 2004.

 7      Q    Page 2, what does it appear to be?

 8      A    Page 2 is another page apparently from

 9  the Gwinnett County Department of Planning and

10  Development, the development division, and it

11  seems to be titled, Minimum Plain Concrete

12  Footings and Foundation Requirements for One and

13  Two Family Dwellings.

14      Q    Okay.  Exhibit No. 9?

15      A    Page 1 is entitled, Vinyl Siding

16  Installation Manual.

17      Q    Exhibit No. 10?

18      A    Exhibit No. 10 appears to be from

19  GreenGuard, it's Pactiv Building Products,

20  Product Guide Specification.  

21      Q    That is good enough -- well let's go

22  back to that one.  Do you see there under air

23  barriers, where it says specifier notes?

24      A    I see where it says specifier notes,

25  yes.


                                                                      20

 1      Q    Would you read that sentence, the

 2  following sentence.  

 3      A    Specifier notes, this section covers

 4  Pactiv building products, GreenGuard Value Wrap,

 5  Housewrap.

 6      Q    All right sir.  That is good enough.  

 7  Exhibit No. 11, read the top line would be good

 8  enough.

 9      A    The top line for Exhibit No. 11 says,

10  Installation Instructions for GreenGuard Fanfold

11  Siding Underlayments Used as a        

12  Water/Weather-resistive Barrier.

13      Q    That is good.  Exhibit No. 12.  Can you

14  identify that document.  

15      A    That appears to be an order form that

16  was used to order the windows for your house.

17      Q    Your order form or Insulated Wall's

18  order form?

19      A    Correct.

20      Q    Exhibit No. 13?

21      A    Exhibit No. 13 appears to be a copy of a

22  letter from Defendant Ron McKinney to John Tabor,

23  Insulated Wall Systems, referencing first notice

24  contract dated 23rd August 2004 between Insulated

25  Wall Systems Inc. and Rob McKinney.


                                                                      21

 1      Q    Okay.  Move on to page 4 of that

 2  exhibit.  There are three pages on the first one,

 3  the fourth page is --

 4      A    There is no page 4.  Are you referring

 5  to just the page marked number 1, after page 3?

 6      Q    The fourth physical page in the

 7  document.

 8      A    What about it?

 9      Q    Would you read what that is.  Would you

10  identify that, please, sir.

11      A    It appears to be a copy of a letter from

12  Ron McKinney, the defendant, to John Tabor,

13  Insulated Wall Systems Inc., referencing second

14  notice and demand, contract dated 23rd August

15  2004 between Insulated Wall Systems Inc. and Ron

16  McKinney.

17      Q    And the next page, can you identify

18  that?

19      A    The next page appears to be another copy